/* MyBudget — stylesheet (extracted from index.html during the file-split) */
:root {
  /* ── Light mode default — Warm Editorial ── */
  --bg:#faf7f2; --bg2:#ffffff; --bg3:#f0ebe3; --bg4:#e8e1d6; --bg5:#dfd6c8;
  --border:rgba(26,21,16,0.08); --border2:rgba(26,21,16,0.14);
  --text:#1a1510; --text2:#5a4f45; --text3:#9a8f85;
  --accent:#5a868c; --accent2:#487078; --accent-glow:rgba(90,134,140,0.1);
  --green:#2a6e4a; --green-bg:rgba(42,110,74,0.08); --green-border:rgba(42,110,74,0.2);
  --red:#c0392b; --red-bg:rgba(192,57,43,0.08);
  --amber:#b45309; --amber-bg:rgba(180,83,9,0.08);
  --blue:#1a4a8a; --blue-bg:rgba(26,74,138,0.08);
  --ice:#a8d8ea; --fire:#5a868c; --gold:#b45309;
  --font:'DM Sans',sans-serif; --mono:'Space Mono',monospace; --serif:'Fraunces',serif;
  --r:12px; --r-sm:7px;
  --headline-color:#1a1510; --rule-color:rgba(26,21,16,0.12);
}
/* ── Dark mode ── */
[data-theme="dark"] {
  --bg:#1a1510; --bg2:#231e18; --bg3:#2c2520; --bg4:#352e27; --bg5:#3e3630;
  --border:rgba(250,247,242,0.08); --border2:rgba(250,247,242,0.14);
  --text:#f5f0e8; --text2:#b5a898; --text3:#7a6e65;
  --accent:#7b9ea3; --accent2:#5a868c; --accent-glow:rgba(123,158,163,0.12);
  --green:#3dd68c; --green-bg:rgba(61,214,140,0.1); --green-border:rgba(61,214,140,0.2);
  --red:#f87171; --red-bg:rgba(248,113,113,0.1);
  --amber:#fbbf24; --amber-bg:rgba(251,191,36,0.1);
  --blue:#60a5fa; --blue-bg:rgba(96,165,250,0.1);
  --ice:#a8d8ea; --fire:#7b9ea3; --gold:#fbbf24;
  --headline-color:#f5f0e8; --rule-color:rgba(250,247,242,0.1);
}

*{box-sizing:border-box;margin:0;padding:0;}
html{height:100%;overflow:hidden;}
body{
  height:100%;
  height:100dvh;
  overflow:hidden;
  -webkit-overflow-scrolling:touch;
}
body{font-family:var(--font);background:var(--bg);color:var(--text);}

/* ── APP SHELL ── */
.shell{display:flex;height:100vh;height:100dvh;overflow:hidden;}

/* ── Full-screen nav overlay ── */
.sidebar{
  position:fixed;top:0;left:0;width:270px;max-width:85vw;height:100%;
  background:var(--bg);
  border-right:1px solid var(--rule-color);
  box-shadow:8px 0 32px rgba(0,0,0,0.12);
  z-index:300;
  display:flex;flex-direction:column;
  transform:translateX(-100%);
  transition:transform .3s cubic-bezier(.4,0,.2,1);
  overflow-y:auto;
}
.sidebar.open{transform:translateX(0);}

.nav-section{margin-bottom:4px;}
.nav-label{
  font-family:var(--mono);font-size:8px;font-weight:700;
  color:var(--text3);letter-spacing:.12em;text-transform:uppercase;
  padding:8px 0 5px;
  border-bottom:1px solid var(--rule-color);margin-bottom:2px;
}
.nav-item{
  display:flex;align-items:center;gap:10px;
  padding:7px 0;
  border-bottom:1px solid var(--rule-color);
  font-size:13px;font-weight:500;color:var(--text2);
  cursor:pointer;transition:color .15s;
  border-radius:0;background:transparent;border-left:none;border-right:none;border-top:none;
  font-family:var(--serif);
  user-select:none;
}
.nav-item:last-child{border-bottom:none;}
.nav-item:hover{color:var(--accent);}
.nav-item.active{color:var(--accent);font-weight:700;}
.nav-item.active .nav-icon{opacity:1;}
.nav-icon{width:16px;height:16px;opacity:.4;transition:opacity .15s;flex-shrink:0;}
.nav-item.active .nav-icon{opacity:1;color:var(--accent);}
.nav-badge{margin-left:auto;font-size:9px;font-weight:700;padding:1px 6px;border-radius:20px;font-family:var(--mono);}

.user-pill{
  display:flex;align-items:center;gap:10px;cursor:pointer;
  background:transparent;border:none;padding:10px 0;
  border-bottom:1px solid var(--rule-color);width:100%;
}
.user-avatar{width:32px;height:32px;border-radius:50%;background:var(--accent);display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700;color:white;flex-shrink:0;}
.user-name{font-family:var(--serif);font-size:14px;font-weight:600;color:var(--text);}
.user-role{font-size:10px;color:var(--text3);font-family:var(--mono);}

/* ── Dark/light toggle in sidebar footer ── */
.theme-toggle{
  display:flex;align-items:center;gap:8px;cursor:pointer;
  font-family:var(--mono);font-size:11px;color:var(--text2);
  background:transparent;border:none;padding:10px 0;
  border-bottom:1px solid var(--rule-color);
  width:100%;transition:color .15s;user-select:none;
}
.theme-toggle:hover{color:var(--accent);}

/* ── Main area ── */
.main{flex:1;display:flex;flex-direction:column;min-width:0;height:100vh;height:100dvh;overflow:hidden;}
.topbar{
  background:var(--bg2);
  border-bottom:2px solid var(--text);
  padding:0 20px;
  height:56px;
  display:flex;align-items:center;justify-content:space-between;
  flex-shrink:0;z-index:50;
  padding-top:env(safe-area-inset-top);
  height:calc(56px + env(safe-area-inset-top));
}
.topbar-left{display:flex;align-items:center;gap:14px;}
.hamburger{
  display:flex;flex-direction:column;gap:5px;cursor:pointer;padding:4px;
  background:none;border:none;
}
.hamburger span{width:20px;height:1.5px;background:var(--text);border-radius:1px;display:block;transition:all .2s;}
.page-title{font-family:var(--serif);font-size:16px;font-weight:700;color:var(--text);letter-spacing:-.01em;}
.topbar-right{display:flex;align-items:center;gap:8px;}
/* old sidebar rules removed — full-screen overlay nav defined above */
.tbtn{background:var(--bg3);border:1px solid var(--border2);color:var(--text2);padding:7px 16px;border-radius:100px;font-size:12px;cursor:pointer;font-family:var(--mono);transition:all .15s;display:flex;align-items:center;gap:5px;letter-spacing:.02em;}
.tbtn:hover{background:var(--bg4);color:var(--text);border-color:var(--text);}
.tbtn.primary{background:var(--accent);color:white;border-color:var(--accent);font-weight:700;}
.tbtn.primary:hover{background:var(--accent2);}
.tbtn.green{background:var(--green-bg);color:var(--green);border-color:var(--green-border);}

/* ── PAGE CONTAINER ── */
.page-wrap{
  flex:1;
  overflow-y:auto;
  overflow-x:hidden;
  -webkit-overflow-scrolling:touch;
  overscroll-behavior-y:contain;
  /* Ensure content is always reachable above home indicator */
  padding-bottom:env(safe-area-inset-bottom);
}
.page-wrap::-webkit-scrollbar{width:4px;} .page-wrap::-webkit-scrollbar-thumb{background:var(--bg4);border-radius:2px;}
.page{display:none;padding:24px;}
.page.active{display:block;}
.page-header{margin-bottom:20px;padding-bottom:16px;border-bottom:2px solid var(--text);}
.page-heading{font-family:var(--serif);font-size:26px;font-weight:700;letter-spacing:-.02em;margin-bottom:4px;color:var(--headline-color);}
.page-sub{font-size:12px;color:var(--text3);font-family:var(--mono);text-transform:uppercase;letter-spacing:.06em;}

/* ── SHARED COMPONENTS ── */
.card{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);padding:20px;margin-bottom:16px;}
.card-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px;padding-bottom:10px;border-bottom:1px solid var(--rule-color);}
.card-title{font-family:var(--mono);font-size:10px;font-weight:700;color:var(--text3);text-transform:uppercase;letter-spacing:.08em;}
.card-action{font-size:11px;color:var(--accent);cursor:pointer;font-weight:700;font-family:var(--mono);letter-spacing:.04em;}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px;}

.badge{display:inline-flex;padding:2px 8px;border-radius:4px;font-size:10px;font-weight:700;font-family:var(--mono);letter-spacing:.04em;}
.b-green{background:var(--green-bg);color:var(--green);}
.b-red{background:var(--red-bg);color:var(--red);}
.b-amber{background:var(--amber-bg);color:var(--amber);}
.b-blue{background:var(--blue-bg);color:var(--blue);}

.toggle{width:38px;height:20px;border-radius:10px;background:var(--bg4);border:1px solid var(--border2);cursor:pointer;position:relative;transition:all .2s;flex-shrink:0;}
.toggle.on{background:var(--accent);border-color:var(--accent);}
.toggle::after{content:'';width:14px;height:14px;background:var(--text3);border-radius:50%;position:absolute;top:2px;left:2px;transition:all .2s;}
.toggle.on::after{background:white;left:20px;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.fgroup{display:flex;flex-direction:column;gap:5px;margin-bottom:12px;}
.fgroup.full{grid-column:1/-1;}
.flabel{font-family:var(--mono);font-size:10px;font-weight:700;color:var(--text3);text-transform:uppercase;letter-spacing:.06em;}
.finput{background:var(--bg3);border:1px solid var(--border2);border-radius:var(--r-sm);padding:9px 12px;font-size:13px;font-family:var(--font);color:var(--text);outline:none;transition:all .15s;width:100%;}.finput:focus{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-glow);}
.progress{height:5px;background:var(--bg4);border-radius:3px;overflow:hidden;}
.progress-fill{height:100%;border-radius:3px;transition:width .5s ease;}

.stat-label{font-family:var(--mono);font-size:9px;font-weight:700;color:var(--text3);text-transform:uppercase;letter-spacing:.08em;margin-bottom:7px;}
.stat-value{font-family:var(--serif);font-size:22px;font-weight:700;letter-spacing:-.02em;}
.stat-sub{font-size:11px;color:var(--text3);margin-top:4px;font-family:var(--mono);}

table{width:100%;border-collapse:collapse;font-size:12.5px;}
th{text-align:left;padding:8px 14px;font-family:var(--mono);font-size:9px;font-weight:700;color:var(--text3);text-transform:uppercase;letter-spacing:.08em;border-bottom:2px solid var(--text);cursor:pointer;user-select:none;background:var(--bg2);}
th:hover{color:var(--accent);}
td{padding:10px 14px;border-bottom:1px solid var(--rule-color);color:var(--text2);}
td.tdp{color:var(--text);font-weight:500;}
tr:last-child td{border-bottom:none;}
tr:hover td{background:var(--bg3);}
input[type=checkbox]{accent-color:var(--accent);width:13px;height:13px;cursor:pointer;}

/* ── MODAL ── */
.modal-bg{display:none;position:fixed;inset:0;background:rgba(0,0,0,0.45);z-index:500;align-items:center;justify-content:center;padding:16px;}
.modal-bg.open{display:flex;}
.modal{background:var(--bg2);border:1px solid var(--border2);border-radius:var(--r);padding:24px;width:100%;max-width:480px;box-shadow:0 20px 60px rgba(0,0,0,0.15);max-height:90vh;overflow-y:auto;}
.modal-title{font-family:var(--serif);font-size:20px;font-weight:700;margin-bottom:18px;letter-spacing:-.02em;color:var(--headline-color);padding-bottom:14px;border-bottom:2px solid var(--text);}
.modal-footer{display:flex;gap:8px;justify-content:flex-end;margin-top:18px;}

/* ── TOAST ── */
.toast{position:fixed;bottom:24px;right:24px;background:var(--text);border:none;color:var(--bg);padding:11px 18px;border-radius:100px;font-size:12px;font-weight:700;font-family:var(--mono);z-index:9999;transform:translateY(80px);opacity:0;transition:all .3s;pointer-events:none;max-width:320px;letter-spacing:.02em;}
.toast.show{transform:translateY(0);opacity:1;}

.chart-bars{display:flex;align-items:flex-end;gap:6px;height:72px;}
.bar-col{display:flex;flex-direction:column;align-items:center;gap:3px;flex:1;}
.bar{width:100%;border-radius:2px 2px 0 0;min-height:4px;transition:all .3s;}
.bar-lbl{font-size:9px;color:var(--text3);font-family:var(--mono);text-transform:uppercase;letter-spacing:.04em;}

.ring-wrap{position:relative;width:110px;height:110px;flex-shrink:0;}
.ring-wrap svg{transform:rotate(-90deg);}
.ring-center{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;}
.ring-pct{font-family:var(--serif);font-size:22px;font-weight:700;letter-spacing:-.02em;}

.cat-card{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);overflow:hidden;transition:border-color .15s;margin-bottom:8px;}
.cat-card:hover{border-color:var(--border2);}
.cat-card.over{border-color:rgba(192,57,43,0.3);}
.cat-hdr{display:flex;align-items:center;padding:12px 14px;gap:10px;cursor:pointer;}
.cat-color-bar{width:3px;height:32px;border-radius:2px;flex-shrink:0;}
.cat-info{flex:1;min-width:0;}
.cat-name{font-weight:600;font-size:13px;margin-bottom:1px;}
.cat-meta{font-size:10px;color:var(--text3);font-family:var(--mono);}
.cat-amts{text-align:right;flex-shrink:0;}
.cat-spent{font-family:var(--serif);font-size:14px;font-weight:700;}
.cat-of{font-size:10px;color:var(--text3);font-family:var(--mono);}
.cat-bar-wrap{height:3px;background:var(--bg3);margin:0 14px 12px;border-radius:2px;}
.cat-expand{padding:0 14px 14px;border-top:1px solid var(--rule-color);padding-top:12px;display:none;}
.cat-card.expanded .cat-expand{display:block;}
.sub-item{display:flex;align-items:center;gap:8px;padding:7px 9px;background:var(--bg3);border-radius:6px;font-size:12px;margin-bottom:5px;}
.sub-actions{margin-left:auto;display:flex;gap:3px;opacity:0;transition:opacity .15s;}
.sub-item:hover .sub-actions{opacity:1;}
.icon-btn{width:20px;height:20px;border-radius:4px;background:var(--bg4);border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;font-size:10px;color:var(--text2);transition:all .15s;}
.icon-btn:hover{background:var(--bg5);color:var(--text);}
.icon-btn.del:hover{background:var(--red-bg);color:var(--red);}

.goal-item{padding:10px 0;border-bottom:1px solid var(--rule-color);}
.goal-item:last-child{border-bottom:none;}
.color-pick{width:22px;height:22px;border-radius:50%;cursor:pointer;border:2px solid transparent;transition:transform .15s;flex-shrink:0;}
.color-pick:hover{transform:scale(1.2);}
.color-pick.sel{border-color:var(--text);}
.icon-pick{width:32px;height:32px;border-radius:6px;background:var(--bg3);border:2px solid var(--border);cursor:pointer;display:flex;align-items:center;justify-content:center;font-size:15px;transition:all .15s;}
.icon-pick.sel{border-color:var(--accent);background:var(--accent-glow);}

/* ══════════════════════════════
   LEDGER MODULE
══════════════════════════════ */
.ledger-strip{background:var(--bg2);border:1px solid var(--border);border-top:2px solid var(--text);border-radius:var(--r);display:grid;grid-template-columns:repeat(5,1fr);gap:0;margin-bottom:20px;overflow:hidden;}

.ledger-toolbar{display:flex;align-items:center;gap:8px;margin-bottom:16px;flex-wrap:wrap;}
.search-wrap{position:relative;flex:1;min-width:160px;}
.search-icon{position:absolute;left:10px;top:50%;transform:translateY(-50%);color:var(--text3);font-size:13px;pointer-events:none;}
.search-input{width:100%;background:var(--bg3);border:1px solid var(--border2);border-radius:100px;padding:7px 10px 7px 30px;font-size:12.5px;font-family:var(--font);color:var(--text);outline:none;}
.search-input:focus{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-glow);}
.fsel{background:var(--bg3);border:1px solid var(--border2);border-radius:100px;padding:7px 12px;font-size:12px;font-family:var(--mono);color:var(--text2);outline:none;cursor:pointer;}
.amt-income{color:var(--green);font-family:var(--serif);font-weight:700;}
.amt-expense{color:var(--red);font-family:var(--serif);font-weight:700;}
.cat-pill{display:inline-flex;align-items:center;gap:3px;padding:2px 8px;border-radius:4px;font-size:10px;font-weight:700;font-family:var(--mono);letter-spacing:.04em;}
.row-btns{display:flex;gap:3px;opacity:0;transition:opacity .15s;}
tr:hover .row-btns{opacity:1;}
.rbtn{width:22px;height:22px;border-radius:4px;background:transparent;border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;font-size:11px;color:var(--text2);}
.rbtn:hover{background:var(--bg4);color:var(--text);}
.rbtn.del:hover{background:var(--red-bg);color:var(--red);}
.type-toggle{display:grid;grid-template-columns:1fr 1fr;gap:3px;background:var(--bg3);border-radius:100px;padding:3px;margin-bottom:14px;}
.type-btn{padding:8px;border-radius:100px;border:none;font-family:var(--mono);font-size:12px;font-weight:700;cursor:pointer;transition:all .2s;background:transparent;color:var(--text2);letter-spacing:.04em;}
.type-btn.e.on{background:var(--red-bg);color:var(--red);}
.type-btn.i.on{background:var(--green-bg);color:var(--green);}
.bulk-bar{position:fixed;bottom:24px;left:50%;transform:translateX(-50%) translateY(80px);background:var(--text);border:none;color:var(--bg);padding:10px 20px;border-radius:100px;display:flex;align-items:center;gap:12px;font-size:12px;font-weight:700;font-family:var(--mono);box-shadow:0 8px 32px rgba(0,0,0,.2);z-index:200;transition:transform .3s;white-space:nowrap;}
.bulk-bar.show{transform:translateX(-50%) translateY(0);}
.bbtn{background:rgba(255,255,255,0.15);border:none;color:inherit;padding:4px 12px;border-radius:100px;font-size:11px;cursor:pointer;font-family:var(--mono);font-weight:700;letter-spacing:.04em;}
.bbtn:hover{background:rgba(255,255,255,0.25);}
.bbtn.danger{background:var(--red);color:white;}
.pag{display:flex;align-items:center;justify-content:space-between;padding:10px 14px;border-top:1px solid var(--rule-color);font-size:11px;color:var(--text3);font-family:var(--mono);}
.pag-btns{display:flex;gap:3px;align-items:center;}
.pbtn{width:28px;height:28px;border-radius:6px;border:1px solid var(--border);background:var(--bg3);cursor:pointer;font-size:11px;font-family:var(--mono);color:var(--text2);display:flex;align-items:center;justify-content:center;transition:all .15s;}
.pbtn:hover{border-color:var(--accent);color:var(--accent);}
.pbtn.active{background:var(--accent);color:white;border-color:var(--accent);}

/* ══════════════════════════════
   SNOWBALL MODULE
══════════════════════════════ */
.strat-toggle{display:grid;grid-template-columns:1fr 1fr;gap:4px;background:var(--bg3);border-radius:var(--r-sm);padding:3px;margin-bottom:16px;}
.strat-btn{padding:10px;border-radius:6px;border:none;font-family:var(--font);font-size:12.5px;font-weight:600;cursor:pointer;transition:all .2s;background:transparent;color:var(--text2);display:flex;flex-direction:column;align-items:center;gap:2px;}
.strat-btn .si{font-size:18px;}
.strat-btn .sn{font-size:12px;}
.strat-btn .sd{font-size:10px;font-weight:400;opacity:.7;}
.strat-btn.snow{background:var(--bg2);color:var(--ice);border:1px solid rgba(168,216,234,0.25);}
.strat-btn.aval{background:var(--bg2);color:var(--fire);border:1px solid rgba(255,112,67,0.25);}
.debt-item{background:var(--bg3);border:1px solid var(--border);border-radius:var(--r-sm);padding:12px 13px;cursor:pointer;transition:border-color .15s;position:relative;margin-bottom:7px;}
.debt-item:hover{border-color:var(--border2);}
.debt-item.nxt{border-color:rgba(168,216,234,0.3);background:rgba(168,216,234,0.04);}
.debt-rank{width:20px;height:20px;border-radius:50%;background:var(--bg4);border:1px solid var(--border2);display:flex;align-items:center;justify-content:center;font-size:9px;font-weight:700;color:var(--text2);flex-shrink:0;font-family:var(--mono);}
.debt-item.nxt .debt-rank{background:rgba(168,216,234,0.1);border-color:rgba(168,216,234,0.3);color:var(--ice);}
.debt-actions-row{display:flex;gap:5px;margin-top:8px;padding-left:29px;opacity:0;transition:opacity .15s;}
.debt-item:hover .debt-actions-row{opacity:1;}
.cc-card{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);padding:18px;position:relative;}
.cc-card.winner{border-color:var(--green-border);background:var(--green-bg);}
.cc-winner-tag{display:none;position:absolute;top:-1px;left:50%;transform:translateX(-50%);background:var(--green);color:#071a0e;font-size:9px;font-weight:700;padding:2px 8px;border-radius:0 0 5px 5px;letter-spacing:.5px;font-family:var(--mono);}
.cc-card.winner .cc-winner-tag{display:block;}
.cc-strat{font-size:10px;font-weight:600;color:var(--text3);text-transform:uppercase;letter-spacing:.5px;margin-bottom:10px;}
.cc-months{font-family:var(--serif);font-size:30px;font-weight:700;letter-spacing:-1px;line-height:1;}
.cc-lbl{font-size:11px;color:var(--text2);margin-top:2px;}
.cc-div{height:1px;background:var(--border);margin:12px 0;}
.cc-row{display:flex;justify-content:space-between;font-size:11.5px;margin-bottom:5px;}
.order-item{display:flex;align-items:center;gap:10px;padding:10px 0;border-bottom:1px solid var(--border);}
.order-item:last-child{border-bottom:none;}
.order-num{width:24px;height:24px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:700;font-family:var(--mono);flex-shrink:0;}

.module-card.live::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;background:var(--accent);}

.api-card{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);padding:16px;cursor:pointer;transition:all .2s;}
.api-card:hover{border-color:var(--border2);}
.api-card.connected{border-color:var(--green-border);}

@media(max-width:768px){
  .main{margin-left:0;}
  .hamburger{display:flex;}
  .grid4{grid-template-columns:1fr 1fr;}
  .grid3{grid-template-columns:1fr 1fr;}
  .grid2{grid-template-columns:1fr;}
  .ledger-strip{grid-template-columns:1fr 1fr;}
  .form-row{grid-template-columns:1fr;}
  .page{padding:14px;}
}
@media(max-width:480px){
  .grid4{grid-template-columns:1fr;}
  .grid3{grid-template-columns:1fr;}
  .ledger-strip{grid-template-columns:1fr;}
}

/* ── LOGIN SCREEN ── */
#login-screen{position:fixed;inset:0;background:var(--bg);z-index:9999;display:flex;align-items:center;justify-content:center;flex-direction:column;}
.login-card{background:var(--bg2);border:1px solid var(--border2);border-radius:var(--r);padding:44px 40px;width:100%;max-width:400px;text-align:center;box-shadow:0 24px 64px rgba(0,0,0,.12);}
.login-logo{font-family:var(--serif);font-size:36px;font-weight:700;color:var(--accent);margin-bottom:4px;font-style:italic;}
.login-title{font-family:var(--serif);font-size:28px;font-weight:700;margin-bottom:6px;letter-spacing:-.02em;color:var(--headline-color);}
.login-sub{font-size:13px;color:var(--text3);margin-bottom:32px;line-height:1.6;font-family:var(--mono);}
.login-btn{width:100%;padding:13px;background:var(--text);color:var(--bg);border:none;border-radius:100px;font-size:13px;font-weight:700;cursor:pointer;display:flex;align-items:center;justify-content:center;gap:10px;font-family:var(--mono);transition:all .2s;margin-bottom:12px;letter-spacing:.03em;}
.login-btn:hover{opacity:.85;transform:translateY(-1px);}
.login-btn:active{transform:translateY(0);}
.login-error{background:var(--red-bg);border:1px solid rgba(248,113,113,.25);border-radius:8px;padding:10px 14px;font-size:12.5px;color:var(--red);margin-top:12px;display:none;line-height:1.5;}
.login-spinner{width:18px;height:18px;border:2px solid rgba(0,0,0,.15);border-top-color:#1c1b18;border-radius:50%;animation:lspin .7s linear infinite;flex-shrink:0;}
@keyframes lspin{to{transform:rotate(360deg);}}

#sidebar-sync.saving .sync-dot{background:var(--amber);animation:pulse .8s ease-in-out infinite;}
#sidebar-sync.saved .sync-dot{background:var(--green);}
#sidebar-sync.error .sync-dot{background:var(--red);}
@keyframes pulse{0%,100%{opacity:1;}50%{opacity:.3;}}
#sidebar-sync{display:flex;align-items:center;gap:7px;padding:8px 0;font-family:var(--mono);font-size:10px;color:var(--text3);cursor:pointer;transition:color .15s;letter-spacing:.04em;}
#sidebar-sync:hover{color:var(--text);}
#sidebar-sync.saving{color:var(--amber);}
#sidebar-sync.saved{color:var(--green);}
#sidebar-sync.error{color:var(--red);}
/* ── CONFLICT MODAL ── */
#modal-conflict .modal{max-width:440px;}

/* ── iPhone safe area (notch / Dynamic Island) ── */
/* safe-area-inset-top applied via topbar and sidebar below */
.topbar{padding-left:max(24px,env(safe-area-inset-left));padding-right:max(24px,env(safe-area-inset-right));padding-top:env(safe-area-inset-top);height:calc(56px + env(safe-area-inset-top));}

/* page-wrap bottom padding handled inline above */

/* ── iPhone 14 Pro Max + all modern iPhones — comprehensive viewport fix ── */
@supports(height:100dvh){
  .shell,.sidebar,.main{height:100dvh;}
  html,body{height:100dvh;}
}
/* Ensure topbar never hides under Dynamic Island */
@media screen and (device-width:430px) and (device-height:932px) and (-webkit-device-pixel-ratio:3){
  .topbar{padding-top:max(0px, env(safe-area-inset-top));}
  .sidebar-footer{padding-bottom:max(12px, env(safe-area-inset-bottom));}
}

/* All pages get enough bottom space to clear home indicator */
.page{padding-bottom:max(24px, env(safe-area-inset-bottom));min-width:0;max-width:100%;overflow-x:hidden;}
/* Modals clear home indicator too */
.modal-bg{padding-bottom:env(safe-area-inset-bottom);}

/* ── PLAID BANK SYNC ── */
.plaid-account-card{background:var(--bg3);border:1px solid var(--border);border-radius:var(--r-sm);padding:14px 16px;display:flex;align-items:center;gap:12px;margin-bottom:8px;transition:border-color .15s;}
.plaid-account-card:hover{border-color:var(--border2);}
.plaid-account-card.syncing{border-color:rgba(251,191,36,.35);}
.plaid-account-card.synced{border-color:rgba(61,214,140,.35);}
.plaid-account-card.error{border-color:rgba(248,113,113,.35);}
.pac-icon{width:36px;height:36px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0;}
.pac-info{flex:1;min-width:0;}
.pac-name{font-size:13px;font-weight:600;margin-bottom:2px;}
.pac-meta{font-size:11px;color:var(--text3);}
.pac-balance{font-family:var(--mono);font-size:14px;font-weight:500;text-align:right;flex-shrink:0;}
.pac-actions{display:flex;gap:6px;flex-shrink:0;}
.plaid-connect-btn{width:100%;padding:14px;background:var(--bg3);border:2px dashed var(--border2);border-radius:var(--r);font-size:13px;font-weight:600;color:var(--text3);cursor:pointer;transition:all .2s;font-family:var(--font);display:flex;align-items:center;justify-content:center;gap:8px;margin-top:4px;}
.plaid-connect-btn:hover{border-color:var(--green);color:var(--green);background:var(--green-bg);}

.plaid-env-badge{display:inline-flex;align-items:center;gap:5px;padding:3px 10px;border-radius:20px;font-size:10px;font-weight:700;font-family:var(--mono);}
.plaid-env-sandbox{background:var(--amber-bg);color:var(--amber);}
.plaid-env-production{background:var(--green-bg);color:var(--green);}
.acct-type-depository{background:var(--blue-bg);color:var(--blue);}
.acct-type-credit{background:var(--red-bg);color:var(--red);}
.acct-type-investment{background:var(--accent-glow);color:var(--accent);}
.acct-type-loan{background:var(--amber-bg);color:var(--amber);}

/* ── Credit Card Tracker ── */
.cc-summary-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px;}
.cc-stat{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);padding:14px 16px;}
.cc-stat-lbl{font-size:10px;color:var(--text3);text-transform:uppercase;letter-spacing:.5px;margin-bottom:4px;}
.cc-stat-val{font-family:var(--mono);font-size:18px;font-weight:700;}
.cc-stat-sub{font-size:10px;color:var(--text3);margin-top:2px;}
.cc-card{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);padding:16px;margin-bottom:10px;transition:border-color .15s;}
.cc-card:hover{border-color:var(--border2);}
.cc-card-header{display:flex;align-items:center;gap:12px;margin-bottom:12px;}
.cc-card-icon{width:40px;height:40px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:20px;flex-shrink:0;}
.cc-card-info{flex:1;min-width:0;}
.cc-card-name{font-weight:600;font-size:14px;margin-bottom:2px;}
.cc-card-bank{font-size:11px;color:var(--text3);}
.cc-card-actions{display:flex;gap:6px;opacity:0;transition:opacity .15s;}
.cc-card:hover .cc-card-actions{opacity:1;}
.cc-balance-row{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:8px;}
.cc-balance{font-family:var(--mono);font-size:22px;font-weight:700;color:var(--red);}
.cc-limit{font-size:12px;color:var(--text3);}
.cc-util-bar{height:6px;background:var(--bg3);border-radius:3px;overflow:hidden;margin-bottom:6px;}
.cc-util-fill{height:100%;border-radius:3px;transition:width .4s;}
.cc-util-low{background:var(--green);}
.cc-util-mid{background:var(--amber);}
.cc-util-high{background:var(--red);}
.cc-meta-row{display:flex;gap:16px;flex-wrap:wrap;margin-top:10px;padding-top:10px;border-top:1px solid var(--border);}
.cc-meta-item{font-size:12px;color:var(--text3);}
.cc-meta-item strong{color:var(--text2);font-weight:500;}
.cc-due-soon{color:var(--amber) !important;}
.cc-due-soon strong{color:var(--amber) !important;}
.cc-no-accounts{text-align:center;padding:48px 24px;}
.cc-edit-panel{background:var(--bg3);border-radius:var(--r-sm);padding:14px;margin-top:12px;display:none;}
.cc-card.editing .cc-edit-panel{display:block;}

/* ── Investment / Net Worth Tracker ── */
.inv-summary-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px;}
.inv-stat{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);padding:14px 16px;}
.inv-stat-lbl{font-size:10px;color:var(--text3);text-transform:uppercase;letter-spacing:.5px;margin-bottom:4px;}
.inv-stat-val{font-family:var(--mono);font-size:18px;font-weight:700;}
.inv-stat-sub{font-size:10px;color:var(--text3);margin-top:2px;}
.inv-account-card{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);padding:16px;margin-bottom:10px;transition:border-color .15s;}
.inv-account-card:hover{border-color:var(--border2);}
.inv-account-card.plaid-linked{border-color:rgba(61,214,140,.25);}
.inv-account-header{display:flex;align-items:center;gap:12px;margin-bottom:10px;}
.inv-account-icon{width:40px;height:40px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:20px;flex-shrink:0;}
.inv-account-info{flex:1;min-width:0;}
.inv-account-name{font-weight:600;font-size:14px;margin-bottom:2px;}
.inv-account-meta{font-size:11px;color:var(--text3);}
.inv-account-actions{display:flex;gap:6px;opacity:0;transition:opacity .15s;}
.inv-account-card:hover .inv-account-actions{opacity:1;}
.inv-balance{font-family:var(--mono);font-size:22px;font-weight:700;color:var(--green);}
.inv-type-badge{display:inline-block;font-size:10px;font-weight:700;padding:2px 8px;border-radius:20px;text-transform:uppercase;letter-spacing:.4px;}
.inv-401k{background:rgba(96,165,250,0.12);color:#60a5fa;}
.inv-roth{background:rgba(167,139,250,0.12);color:#a78bfa;}
.inv-ira{background:rgba(251,191,36,0.12);color:#fbbf24;}
.inv-brokerage{background:rgba(61,214,140,0.12);color:#3dd68c;}
.inv-hsa{background:rgba(103,232,249,0.12);color:#67e8f9;}
.inv-other{background:rgba(155,153,176,0.12);color:#9b99b0;}
.inv-edit-panel{background:var(--bg3);border-radius:var(--r-sm);padding:14px;margin-top:12px;display:none;}
.inv-account-card.editing .inv-edit-panel{display:block;}
.inv-chart-wrap{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);padding:16px;margin-bottom:16px;}
.inv-empty{text-align:center;padding:48px 24px;}

.calc-tab{flex:1;padding:8px;border-radius:100px;border:none;font-family:var(--mono);font-size:11px;font-weight:700;cursor:pointer;transition:all .2s;background:transparent;color:var(--text3);letter-spacing:.05em;text-transform:uppercase;}
.calc-tab.active{background:var(--accent);color:white;}
.calc-panel{display:none;}
.calc-panel.active{display:block;}

@media(max-width:600px){
  .calc-result-strip{grid-template-columns:1fr 1fr;}
  .calc-compare-grid{grid-template-columns:1fr;}
  .calc-input-grid{grid-template-columns:1fr;}
}

/* ── Theme Picker ── */
.theme-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin-bottom:4px;}
.theme-card{border:2px solid var(--border);border-radius:var(--r);padding:12px 8px;cursor:pointer;text-align:center;transition:all .2s;background:var(--bg2);}
.theme-card:hover{border-color:var(--border2);transform:translateY(-1px);}
.theme-card.active{border-width:2px;}
.theme-swatches{display:flex;gap:4px;justify-content:center;margin-bottom:8px;}
.theme-swatch{width:16px;height:16px;border-radius:4px;}
.theme-name{font-family:var(--mono);font-size:10px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--text);}
.theme-sub{font-size:10px;color:var(--text3);margin-top:2px;}
@media(max-width:600px){.theme-grid{grid-template-columns:repeat(3,1fr);}}
@media(max-width:400px){.theme-grid{grid-template-columns:repeat(2,1fr);}}

.bills-tab{padding:6px 18px;border-radius:100px;border:none;font-family:var(--mono);font-size:11px;font-weight:700;cursor:pointer;transition:all .2s;background:transparent;color:var(--text3);letter-spacing:.05em;text-transform:uppercase;}
.bills-tab.active{background:var(--accent);color:white;}

/* List view */
.bill-item{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);padding:14px 16px;margin-bottom:8px;display:flex;align-items:center;gap:12px;transition:border-color .15s;}
.bill-item:hover{border-color:var(--border2);}
.bill-day{width:40px;height:40px;border-radius:10px;background:var(--accent-glow);border:1px solid var(--accent);display:flex;flex-direction:column;align-items:center;justify-content:center;flex-shrink:0;}
.bill-day-num{font-family:var(--serif);font-size:16px;font-weight:700;color:var(--accent);line-height:1;}
.bill-day-lbl{font-family:var(--mono);font-size:7px;color:var(--accent);text-transform:uppercase;letter-spacing:.06em;}
.bill-info{flex:1;min-width:0;}
.bill-name{font-weight:600;font-size:13px;margin-bottom:2px;}
.bill-meta{font-size:11px;color:var(--text3);font-family:var(--mono);}
.bill-amount{font-family:var(--serif);font-size:16px;font-weight:700;color:var(--text);flex-shrink:0;}
.bill-actions{display:flex;gap:4px;opacity:0;transition:opacity .15s;flex-shrink:0;}
.bill-item:hover .bill-actions{opacity:1;}

.bills-cal-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:2px;margin-bottom:16px;}
.bills-cal-dow{text-align:center;font-family:var(--mono);font-size:9px;font-weight:700;color:var(--text3);text-transform:uppercase;letter-spacing:.06em;padding:6px 0;}
.bills-cal-day{min-height:56px;background:var(--bg2);border:1px solid var(--border);border-radius:var(--r-sm);padding:4px 5px;position:relative;transition:border-color .15s;}
.bills-cal-day.today{border-color:var(--accent);background:var(--accent-glow);}
.bills-cal-day.empty{background:var(--bg3);border-color:transparent;}
.bills-cal-day-num{font-family:var(--mono);font-size:10px;font-weight:700;color:var(--text3);margin-bottom:2px;}
.bills-cal-day.today .bills-cal-day-num{color:var(--accent);}
.bills-cal-pill{font-size:9px;font-family:var(--mono);background:var(--accent-glow);color:var(--accent);border-radius:3px;padding:1px 4px;margin-bottom:1px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;cursor:default;}
/* Dashboard widget */
.dash-bills-item{display:flex;align-items:center;gap:10px;padding:7px 0;border-bottom:1px solid var(--rule-color);}
.dash-bills-item:last-child{border-bottom:none;}
.dash-bills-day{font-family:var(--mono);font-size:11px;font-weight:700;color:var(--accent);width:28px;flex-shrink:0;}
.dash-bills-name{flex:1;font-size:12px;font-weight:500;}
.dash-bills-amt{font-family:var(--serif);font-size:13px;font-weight:700;flex-shrink:0;}

/* ── Snowball mobile layout ── */
@media(max-width:768px){
  .snowball-grid{grid-template-columns:1fr !important;}
  #sn-results{min-width:0;width:100%;}
  #sn-empty{min-width:0;width:100%;}
  /* Stat cards stack 2x2 on mobile */
  #page-snowball .grid4{grid-template-columns:1fr 1fr !important;}
  /* Compare cards stack on mobile */
  #sn-compare{grid-template-columns:1fr !important;}
  /* Schedule table — horizontal scroll contained */
  #sn-sched-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;width:100%;max-width:calc(100vw - 48px);}
  /* Extra payment row wraps cleanly */
  .sn-extra-row{flex-wrap:wrap;gap:8px;}
  /* Debt list items don't overflow */
  .debt-item{min-width:0;width:100%;}
  /* Order list items */
  .order-item{flex-wrap:wrap;gap:6px;}
  /* Strat toggle stays full width */
  .strat-toggle{width:100%;}
}
@media(max-width:480px){
  #page-snowball .grid4{grid-template-columns:1fr !important;}
  .cc-months{font-size:24px !important;}
}

/* ── Scrollbars — thicker for laptop mouse use ── */
::-webkit-scrollbar{width:8px;height:8px;}
::-webkit-scrollbar-track{background:var(--bg3);border-radius:4px;}
::-webkit-scrollbar-thumb{background:var(--bg5);border-radius:4px;border:1px solid var(--border);}
::-webkit-scrollbar-thumb:hover{background:var(--text3);}

/* Firefox */
* { scrollbar-width:thin; scrollbar-color:var(--bg5) var(--bg3); }

/* ── REPORTS MODULE ── */
.report-tabs{display:flex;gap:4px;margin-bottom:20px;flex-wrap:wrap;}
.report-tab{padding:7px 16px;border-radius:var(--r-sm);font-size:13px;font-weight:500;color:var(--text2);cursor:pointer;transition:all .15s;border:1px solid var(--border);background:var(--bg2);font-family:var(--font);}
.report-tab:hover{background:var(--bg3);color:var(--text);}
.report-tab.active{background:var(--accent);color:white;border-color:var(--accent);}
.report-section{display:none;}.report-section.active{display:block;}
.report-month-nav{display:flex;align-items:center;gap:10px;margin-bottom:20px;flex-wrap:wrap;}
.rstat{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);padding:16px;position:relative;overflow:hidden;}
.rstat::after{content:'';position:absolute;top:0;left:0;right:0;height:2px;}
.rstat.g::after{background:var(--green)}.rstat.r::after{background:var(--red)}.rstat.a::after{background:var(--amber)}.rstat.p::after{background:var(--accent)}.rstat.b::after{background:var(--blue)}
.rstat-lbl{font-size:10px;font-weight:600;color:var(--text3);text-transform:uppercase;letter-spacing:.6px;margin-bottom:6px;}
.rstat-val{font-family:var(--mono);font-size:20px;font-weight:500;letter-spacing:-.5px;}
.rstat-sub{font-size:11px;color:var(--text3);margin-top:4px;}

.var-bar{height:4px;border-radius:2px;margin-top:4px;}
/* Trend callouts */
.trend-callout{background:var(--amber-bg);border:1px solid rgba(251,191,36,.2);border-radius:var(--r);padding:14px 18px;margin-bottom:10px;}
.trend-callout.positive{background:var(--green-bg);border-color:rgba(61,214,140,.2);}
.trend-callout.info{background:var(--blue-bg);border-color:rgba(96,165,250,.2);}
.tc-title{font-size:13px;font-weight:600;margin-bottom:3px;}
.tc-body{font-size:12px;color:var(--text2);line-height:1.6;}
/* Chart canvas */
.report-chart-wrap{position:relative;width:100%;margin-top:8px;}
.report-chart-wrap canvas{width:100%;}
/* Subscription list */
.sub-row{display:flex;align-items:center;justify-content:space-between;padding:11px 0;border-bottom:1px solid var(--border);font-size:13px;}
.sub-row:last-child{border-bottom:none;}
.sub-dot{width:8px;height:8px;border-radius:50%;flex-shrink:0;}

/* ═══════════════════════════════════════════════════════════════════
   MODERN LAYOUT — added in Session 1 (Navy-Mint theme, bundled)
   All rules scoped to [data-layout="modern"] so they don't affect
   the existing Editorial layout. When data-layout="editorial" (or
   unset), Modern elements are hidden and original layout stays.
   ═══════════════════════════════════════════════════════════════════ */

/* Hide Modern shell when not in Modern layout */
#modern-shell { display: none; }
html[data-layout="modern"] #modern-shell { display: block; }

/* Hide Editorial shell when in Modern layout */
html[data-layout="modern"] .sidebar,
html[data-layout="modern"] .main > .topbar { display: none !important; }
html[data-layout="modern"] .main { margin-left: 0 !important; padding-top: 0 !important; }
html[data-layout="modern"] body { background: var(--mb-cream) !important; }

/* Modern design tokens (Navy-Mint, bundled with this layout) */
html[data-layout="modern"] {
  --mb-ink:      #0a1628;
  --mb-deep:     #0f3057;
  --mb-ocean:    #1c6e8c;
  --mb-accent:   #00c49a;
  --mb-accent-deep: #008d6f;
  --mb-warn:     #e8833a;
  --mb-bad:      #d64545;
  --mb-cream:    #f4f1ec;
  --mb-card:     #ffffff;
  --mb-line:        rgba(10,22,40,0.15);
  --mb-line-soft:   rgba(10,22,40,0.07);
  --mb-line-strong: rgba(10,22,40,0.30);
  --mb-ink-rgb:     10,22,40;
  --mb-shadow-1: 0 4px 16px -4px rgba(10,22,40,0.10), 0 2px 6px -2px rgba(10,22,40,0.06);
  --mb-shadow-2: 0 8px 28px -8px rgba(10,22,40,0.14), 0 3px 10px -3px rgba(10,22,40,0.08);
  --mb-font-display: 'Sora', sans-serif;
  --mb-font-body:    'Inter', sans-serif;
  --mb-font-mono:    'JetBrains Mono', monospace;
}

/* ── Modern dark-mode token overrides ── */
html[data-layout="modern"][data-theme="dark"] {
  --mb-ink:         #e9eef2;
  --mb-deep:        #7aa6d4;
  --mb-ocean:       #4fb3cf;
  --mb-accent-deep: #1ecb9f;
  --mb-warn:        #f59e4b;
  --mb-bad:         #f87171;
  --mb-cream:       #0e141b;
  --mb-card:        #18212c;
  --mb-line:        rgba(255,255,255,0.14);
  --mb-line-soft:   rgba(255,255,255,0.07);
  --mb-line-strong: rgba(255,255,255,0.26);
  --mb-ink-rgb:     233,238,242;
  --mb-shadow-1: 0 4px 16px -4px rgba(0,0,0,0.55), 0 2px 6px -2px rgba(0,0,0,0.40);
  --mb-shadow-2: 0 8px 28px -8px rgba(0,0,0,0.65), 0 3px 10px -3px rgba(0,0,0,0.45);
}
/* lighten decorative navy icon strokes for the dark canvas */
html[data-layout="modern"][data-theme="dark"] [stroke="#0f3057"] { stroke: #7aa6d4; }
/* card descriptive text uses inline navy — lift it in dark */
html[data-layout="modern"][data-theme="dark"] .mb-card p[style*="rgba(10,22,40,0.60)"] { color: var(--mb-ink) !important; opacity: 0.72; }

/* ── Appearance: light/dark segmented control (Settings) ── */
.mb-dark-toggle { display:inline-flex; border:1.5px solid var(--mb-line); border-radius:0.6rem; overflow:hidden; }
.mb-dark-opt { font-family:'Inter',sans-serif; font-weight:600; font-size:0.85rem; padding:0.5rem 1.05rem; border:none; background:var(--mb-card); color:var(--mb-ink); cursor:pointer; display:inline-flex; align-items:center; gap:0.4rem; transition:background 150ms ease,color 150ms ease; }
.mb-dark-opt + .mb-dark-opt { border-left:1.5px solid var(--mb-line); }
.mb-dark-opt.active { background:var(--mb-accent); color:#0a1628; }
.mb-dark-opt:not(.active):hover { background:var(--mb-cream); }

/* Statsglow — pulsing mint for primary CTA */
@keyframes mbStatsGlow {
  0%, 100% {
    box-shadow: 0 0 0 0 rgba(0,196,154,0.65), 0 4px 14px -2px rgba(0,196,154,0.40);
    transform: scale(1);
  }
  50% {
    box-shadow: 0 0 0 8px rgba(0,196,154,0), 0 4px 20px 0 rgba(0,196,154,0.2);
    transform: scale(1.03);
  }
}

/* ── SHELL ── */
#modern-shell {
  position: fixed; inset: 0;
  background: var(--mb-cream);
  overflow-y: auto;
  font-family: 'Inter', sans-serif;
  z-index: 10;
}

/* ── HEADER ── */
#mb-header {
  position: relative;
  overflow: hidden;
  padding-top: env(safe-area-inset-top);
  background: var(--mb-banner, linear-gradient(135deg, #0a1628 0%, #0f3057 55%, #1c6e8c 100%));
}
/* Keep white header content legible on banners that end on a light color (e.g. Gumbeaux gold) */
#mb-header .mb-brand-title,
#mb-header .mb-brand-sub,
#mb-header .mb-btn-ghost,
#mb-header .mb-nav-month,
#mb-header .mb-today-btn { text-shadow: 0 1px 2px rgba(0,0,0,0.30); }
#mb-header .mb-btn-ghost { background: rgba(0,0,0,0.12); }
#mb-header-grain {
  position: absolute; inset: 0;
  filter: url(#mb-grain);
  opacity: 0.07;
  pointer-events: none;
  mix-blend-mode: overlay;
}
#mb-header-inner {
  position: relative; z-index: 2;
  display: flex; flex-wrap: wrap;
  align-items: center; justify-content: space-between;
  padding: 1rem max(1.5rem, env(safe-area-inset-right)) 1rem max(1.5rem, env(safe-area-inset-left));
  gap: 1rem;
}

/* Brand zone */
.mb-brand {
  display: flex; align-items: center; gap: 1rem;
  flex-shrink: 0;
}
.mb-menu-btn {
  display: flex; align-items: center; justify-content: center;
  width: 38px; height: 38px;
  border-radius: 0.5rem;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  color: #fff;
  cursor: pointer;
  transition: background-color 150ms ease, transform 100ms ease;
}
.mb-menu-btn:hover { background: rgba(255,255,255,0.16); }
.mb-menu-btn:active { transform: scale(0.94); }
.mb-logo {
  width: 36px; height: 36px;
  border-radius: 0.55rem;
  background: linear-gradient(135deg, #00c49a 0%, #1c6e8c 100%);
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 14px -4px rgba(0,196,154,0.5);
  color: #fff;
  font-family: var(--mb-font-display);
  font-weight: 700;
  font-size: 1.1rem;
  letter-spacing: -0.04em;
  flex-shrink: 0;
}
.mb-brand-text { display: flex; flex-direction: column; line-height: 1.2; }
.mb-brand-title {
  font-family: var(--mb-font-display);
  font-weight: 700;
  color: #fff;
  font-size: 1.15rem;
  letter-spacing: -0.03em;
}
.mb-brand-sub {
  font-family: 'Inter', sans-serif;
  font-weight: 500;
  font-size: 0.72rem;
  color: rgba(255,255,255,0.65);
}

/* Month navigator (center) */
#mb-month-nav {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  min-width: 0;
}
#mb-month-nav.mb-hidden { visibility: hidden; }
.mb-nav-arrow {
  display: flex; align-items: center; justify-content: center;
  width: 30px; height: 30px;
  border-radius: 50%;
  background: transparent; border: none;
  color: rgba(255,255,255,0.75);
  cursor: pointer;
  transition: background-color 150ms ease, color 150ms ease, transform 100ms ease;
  flex-shrink: 0;
}
.mb-nav-arrow:hover { background: rgba(255,255,255,0.12); color: #fff; }
.mb-nav-arrow:active { transform: scale(0.94); }
#mb-month-display {
  font-family: var(--mb-font-display);
  font-weight: 600;
  color: #fff;
  font-size: 1rem;
  letter-spacing: -0.02em;
  min-width: 160px;
  text-align: center;
  white-space: nowrap;
}
.mb-today-btn {
  padding: 0.35rem 0.85rem;
  border-radius: 0.4rem;
  border: 1.5px solid rgba(255,255,255,0.45);
  background: transparent;
  color: rgba(255,255,255,0.85);
  font-family: 'Inter', sans-serif;
  font-weight: 500;
  font-size: 0.78rem;
  cursor: pointer;
  flex-shrink: 0;
  transition: all 150ms ease;
}
.mb-today-btn:hover {
  background: rgba(255,255,255,0.15);
  color: #fff;
  border-color: rgba(255,255,255,0.7);
}

/* Right-side actions */
.mb-actions { display: flex; align-items: center; gap: 0.75rem; flex-shrink: 0; }
.mb-btn-ghost {
  font-family: 'Inter', sans-serif; font-weight: 500;
  color: #fff; font-size: 0.85rem;
  padding: 0.55rem 1rem;
  border-radius: 0.5rem;
  border: 1.5px solid rgba(255,255,255,0.65);
  background: transparent;
  cursor: pointer;
  transition: all 150ms ease;
  display: inline-flex; align-items: center; gap: 0.4rem;
}
.mb-btn-ghost:hover { background: #fff; color: #0a1628; }
.mb-btn-ghost:active { transform: scale(0.97); }
.mb-btn-ghost.mb-hidden { display: none; }
.mb-btn-cta {
  font-family: var(--mb-font-display); font-weight: 600;
  color: #fff; font-size: 0.9rem;
  padding: 0.55rem 1.1rem;
  border-radius: 0.5rem;
  border: none;
  background: var(--mb-accent);
  cursor: pointer;
  animation: mbStatsGlow 2.4s cubic-bezier(0.4, 0, 0.6, 1) infinite;
  transition: filter 150ms ease, transform 100ms ease;
  display: inline-flex; align-items: center; gap: 0.4rem;
}
.mb-btn-cta:hover { filter: brightness(1.12); }
.mb-btn-cta:active { transform: scale(0.97) !important; animation: none; }
@media (prefers-reduced-motion: reduce) { .mb-btn-cta { animation: none; } }

/* Responsive header wrap */
@media (max-width: 1100px) {
  #mb-month-nav {
    order: 3;
    flex-basis: 100%;
    justify-content: flex-start;
    padding-top: 0.4rem;
  }
}
@media (max-width: 640px) {
  #mb-header-inner { padding: 0.85rem max(1rem, env(safe-area-inset-right)) 0.85rem max(1rem, env(safe-area-inset-left)); }
  .mb-brand-sub { display: none; }
  .mb-actions .mb-btn-ghost span.mb-btn-label { display: none; }
}

/* ── MAIN CONTENT AREA ── */
#mb-main {
  padding: 1.75rem max(1.5rem, env(safe-area-inset-right)) max(3rem, env(safe-area-inset-bottom)) max(1.5rem, env(safe-area-inset-left));
}
.mb-container {
  max-width: 1200px;
  margin: 0 auto;
}

/* ── HERO CARD (Dashboard only) ── */
.mb-hero-card {
  background: var(--mb-card);
  border-radius: 1rem;
  box-shadow: var(--mb-shadow-2);
  overflow: hidden;
  margin-bottom: 1.5rem;
}
.mb-hero-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 0;
}
.mb-hero-cell {
  padding: 1.6rem 1.5rem;
  border-right: 1px solid var(--mb-line-soft);
}
.mb-hero-cell:last-child { border-right: none; }
.mb-hero-cell.mb-hero-primary { padding-right: 1.75rem; }
.mb-hero-label {
  font-family: var(--mb-font-mono);
  font-weight: 600;
  font-size: 0.67rem;
  color:rgba(var(--mb-ink-rgb),0.48);
  text-transform: uppercase;
  letter-spacing: 0.12em;
  margin-bottom: 0.5rem;
}
.mb-hero-value {
  font-family: var(--mb-font-display);
  font-weight: 700;
  font-size: 1.5rem;
  letter-spacing: -0.02em;
  color: var(--mb-ink);
  line-height: 1.05;
}
.mb-hero-cell.mb-hero-primary .mb-hero-value {
  font-size: 2.1rem;
  letter-spacing: -0.03em;
}
.mb-hero-value .mb-cents {
  font-size: 0.7em;
  color:rgba(var(--mb-ink-rgb),0.45);
  font-weight: 700;
}
.mb-hero-value.mb-value-green { color: var(--mb-accent-deep); }
.mb-hero-value.mb-value-red { color: var(--mb-bad); }
.mb-hero-sub {
  margin-top: 0.5rem;
  font-family: 'Inter', sans-serif;
  font-size: 0.75rem;
  color:rgba(var(--mb-ink-rgb),0.55);
}

@media (max-width: 900px) {
  .mb-hero-grid { grid-template-columns: 1fr 1fr; }
  .mb-hero-cell { border-right: none; border-bottom: 1px solid var(--mb-line-soft); }
  .mb-hero-cell:nth-child(2) { border-right: none; }
}
@media (max-width: 520px) {
  .mb-hero-grid { grid-template-columns: 1fr; }
}

/* ── SECTION CARDS ── */
.mb-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
}
@media (max-width: 900px) { .mb-grid-2 { grid-template-columns: 1fr; } }

.mb-card {
  background: var(--mb-card);
  border-radius: 0.85rem;
  padding: 1.25rem 1.4rem;
  box-shadow: var(--mb-shadow-1);
}
.mb-card-header {
  display: flex; align-items: center; justify-content: space-between;
  gap: 0.5rem;
  margin-bottom: 0.75rem;
}
.mb-card-title-group { display: flex; align-items: center; gap: 0.6rem; }
.mb-card-title {
  font-family: var(--mb-font-display);
  font-weight: 600;
  color: var(--mb-ink);
  font-size: 1rem;
  letter-spacing: -0.01em;
}
.mb-card-action {
  padding: 0.25rem 0.65rem;
  font-family: 'Inter', sans-serif; font-size: 0.75rem; font-weight: 500;
  border: 1px solid var(--mb-line);
  border-radius: 0.4rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  background: none;
  cursor: pointer;
  transition: all 120ms ease;
}
.mb-card-action:hover {
  border-color: var(--mb-line-strong);
  color: var(--mb-ink);
}

.mb-status-dot {
  width: 6px; height: 6px; border-radius: 50%;
  background: var(--mb-accent);
}

/* Section rows (shared pattern) */
.mb-row {
  display: flex; align-items: center; gap: 0.75rem;
  padding: 0.55rem 0.5rem;
  border-radius: 0.4rem;
  transition: background 120ms ease;
}
.mb-row:hover { background: rgba(28,110,140,0.05); }
.mb-row-icon-box {
  width: 32px; height: 32px;
  border-radius: 0.45rem;
  background: rgba(0,196,154,0.10);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  font-size: 0.95rem;
}
.mb-row-body { flex: 1; min-width: 0; }
.mb-row-title {
  font-family: 'Inter', sans-serif; font-weight: 500;
  font-size: 0.88rem;
  color: var(--mb-ink);
  white-space: nowrap; overflow: hidden; text-overflow: ellipsis;
}
.mb-row-sub {
  font-family: 'Inter', sans-serif; font-size: 0.72rem;
  color:rgba(var(--mb-ink-rgb),0.52);
  margin-top: 1px;
}
.mb-row-value {
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 0.88rem;
  color: var(--mb-ink);
  flex-shrink: 0;
}
.mb-row-value.mb-val-green { color: var(--mb-accent-deep); }
.mb-row-value.mb-val-red { color: var(--mb-bad); }

/* Category row with progress bar (budget) */
.mb-cat-bar-bg {
  height: 5px;
  background: rgba(10,22,40,0.08);
  border-radius: 3px;
  margin-top: 6px;
  overflow: hidden;
}
.mb-cat-bar-fill {
  height: 100%; border-radius: 3px;
  background: var(--mb-accent);
  transition: width 400ms ease;
}
.mb-cat-bar-fill.mb-full { background: var(--mb-deep); }
.mb-cat-bar-fill.mb-over { background: var(--mb-bad); }
.mb-cat-row-top {
  display: flex; justify-content: space-between; align-items: baseline;
  gap: 0.5rem;
}
.mb-cat-name {
  font-family: 'Inter', sans-serif; font-weight: 500;
  font-size: 0.88rem; color: var(--mb-ink);
}
.mb-cat-amounts {
  font-family: var(--mb-font-mono); font-size: 0.78rem;
  color:rgba(var(--mb-ink-rgb),0.65);
}
.mb-cat-amounts.mb-over { color: var(--mb-bad); }
.mb-cat-amounts .mb-muted { color:rgba(var(--mb-ink-rgb),0.40); }

/* Empty state in cards */
.mb-empty {
  font-family: 'Inter', sans-serif;
  color:rgba(var(--mb-ink-rgb),0.48);
  font-size: 0.85rem;
  text-align: center;
  padding: 1.5rem 0.5rem;
}

/* ── NAV DRAWER ── */
#mb-nav-backdrop {
  position: fixed; inset: 0;
  background: rgba(10,22,40,0.35);
  backdrop-filter: blur(2px);
  z-index: 40;
  opacity: 0; pointer-events: none;
  transition: opacity 220ms ease;
}
#mb-nav-backdrop.open { opacity: 1; pointer-events: auto; }

#mb-nav-drawer {
  position: fixed; top: 0; left: 0;
  height: 100%;
  width: 270px;
  background: var(--mb-card);
  z-index: 50;
  display: flex; flex-direction: column;
  transform: translateX(-100%);
  transition: transform 280ms cubic-bezier(0.4, 0, 0.2, 1);
  box-shadow: 4px 0 32px -4px rgba(10,22,40,0.18), 2px 0 8px -2px rgba(10,22,40,0.10);
}
#mb-nav-drawer.open { transform: translateX(0); }

.mb-drawer-header {
  display: flex; align-items: center; justify-content: space-between;
  padding: max(1rem, env(safe-area-inset-top)) 1.25rem 1rem max(1.25rem, env(safe-area-inset-left));
  border-bottom: 1px solid var(--mb-line-soft);
  flex-shrink: 0;
}
.mb-drawer-brand {
  display: flex; align-items: center; gap: 0.55rem;
}
.mb-drawer-logo {
  width: 28px; height: 28px;
  border-radius: 0.45rem;
  background: linear-gradient(135deg, #00c49a 0%, #1c6e8c 100%);
  display: flex; align-items: center; justify-content: center;
  color: #fff;
  font-family: var(--mb-font-display); font-weight: 700;
  font-size: 0.9rem; letter-spacing: -0.04em;
}
.mb-drawer-brand-text {
  font-family: var(--mb-font-display); font-weight: 700;
  color: var(--mb-ink);
  font-size: 0.95rem; letter-spacing: -0.02em;
}
.mb-drawer-close {
  display: flex; align-items: center; justify-content: center;
  width: 30px; height: 30px; border-radius: 0.4rem;
  border: none; background: transparent;
  color:rgba(var(--mb-ink-rgb),0.38);
  cursor: pointer;
  transition: color 150ms ease, background-color 150ms ease;
}
.mb-drawer-close:hover { color: var(--mb-ink); background: rgba(10,22,40,0.06); }

.mb-drawer-nav {
  padding: 0.75rem 0.6rem max(0.75rem, env(safe-area-inset-bottom));
  padding-left: max(0.6rem, env(safe-area-inset-left));
  overflow-y: auto;
  flex: 1;
}
.mb-nav-label {
  font-family: 'Inter', sans-serif;
  font-size: 0.67rem; font-weight: 700;
  color:rgba(var(--mb-ink-rgb),0.38);
  text-transform: uppercase; letter-spacing: 0.09em;
  padding: 0.5rem 0.8rem 0.3rem;
}
.mb-nav-link {
  display: flex; align-items: center; gap: 0.7rem;
  padding: 0.6rem 0.8rem;
  border-radius: 0.5rem;
  font-family: 'Inter', sans-serif; font-size: 0.88rem;
  color:rgba(var(--mb-ink-rgb),0.72);
  cursor: pointer;
  transition: background 120ms ease, color 120ms ease;
  user-select: none;
}
.mb-nav-link:hover { background: rgba(28,110,140,0.07); color: var(--mb-ink); }
.mb-nav-link.active {
  background: rgba(0,196,154,0.10);
  color: var(--mb-ink);
  font-weight: 600;
}
.mb-nav-link.active .mb-nav-icon { color: var(--mb-accent); }
.mb-nav-icon {
  width: 18px; height: 18px;
  color:rgba(var(--mb-ink-rgb),0.45);
  flex-shrink: 0;
  transition: color 120ms ease;
}
.mb-nav-link:hover .mb-nav-icon { color: var(--mb-ocean); }
.mb-nav-badge {
  margin-left: auto;
  padding: 0 0.5rem;
  height: 18px;
  min-width: 18px;
  border-radius: 9px;
  background: rgba(var(--mb-ink-rgb),0.12);
  color: rgba(var(--mb-ink-rgb),0.72);
  font-family: 'Inter', sans-serif;
  font-size: 0.68rem; font-weight: 600;
  display: flex; align-items: center; justify-content: center;
}
.mb-drawer-footer {
  margin-top: auto;
  padding: 0.9rem 1rem;
  border-top: 1px solid var(--mb-line-soft);
  flex-shrink: 0;
}
.mb-drawer-user {
  display: flex; align-items: center; gap: 0.6rem;
}
.mb-drawer-avatar {
  width: 32px; height: 32px; border-radius: 50%;
  background: linear-gradient(135deg, #1c6e8c, #0f3057);
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--mb-font-display); font-weight: 600;
  font-size: 0.82rem;
}
.mb-drawer-user-name {
  font-family: 'Inter', sans-serif; font-weight: 500;
  font-size: 0.82rem; color: var(--mb-ink);
}
.mb-drawer-user-role {
  font-family: 'Inter', sans-serif; font-size: 0.7rem;
  color:rgba(var(--mb-ink-rgb),0.50);
}

/* Module content container — pages render here */
#mb-page-content {}
.mb-page-title {
  font-family: var(--mb-font-display); font-weight: 700;
  font-size: 1.6rem; letter-spacing: -0.02em;
  color: var(--mb-ink);
  margin-bottom: 0.3rem;
}
.mb-page-sub {
  font-family: 'Inter', sans-serif;
  color:rgba(var(--mb-ink-rgb),0.55);
  font-size: 0.92rem;
  margin-bottom: 1.5rem;
}

/* Layout switcher cards (in Settings) */
.mb-layout-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}
@media (max-width: 600px) { .mb-layout-grid { grid-template-columns: 1fr; } }
.mb-layout-card {
  border: 2px solid var(--border);
  border-radius: var(--r);
  padding: 1rem;
  cursor: pointer;
  transition: border-color 150ms ease, transform 120ms ease;
  background: var(--bg2);
}
.mb-layout-card:hover { border-color: var(--border2); transform: translateY(-2px); }
.mb-layout-card.active { border-color: var(--accent); background: var(--accent-glow); }
.mb-layout-preview {
  height: 80px;
  border-radius: 0.5rem;
  margin-bottom: 0.65rem;
  position: relative;
  overflow: hidden;
}
.mb-layout-preview.editorial {
  background: linear-gradient(135deg, #faf7f2 0%, #f0ebe3 100%);
  border: 1px solid rgba(26,21,16,0.10);
}
.mb-layout-preview.editorial::before {
  content: '';
  position: absolute; left: 0; top: 0; bottom: 0;
  width: 36%;
  background: rgba(90,134,140,0.12);
  border-right: 1px solid rgba(26,21,16,0.10);
}
.mb-layout-preview.modern {
  background: linear-gradient(135deg, #0a1628 0%, #0f3057 60%, #1c6e8c 100%);
}
.mb-layout-preview.modern::before {
  content: '';
  position: absolute; left: 0; right: 0; top: 0;
  height: 28%;
  background: linear-gradient(135deg, #0a1628 0%, #1c6e8c 100%);
  border-bottom: 1px solid rgba(0,196,154,0.35);
}
.mb-layout-preview.modern::after {
  content: '';
  position: absolute; left: 10%; right: 10%; bottom: 18%;
  height: 32%;
  background: #fff;
  border-radius: 4px;
  opacity: 0.9;
}
.mb-layout-card-name {
  font-family: var(--serif);
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--text);
  margin-bottom: 0.2rem;
}
.mb-layout-card-desc {
  font-family: var(--font);
  font-size: 0.78rem;
  color: var(--text3);
}

/* Hero metric picker (in Settings) */
.mb-metric-picker {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
  margin-top: 0.75rem;
}
@media (max-width: 600px) { .mb-metric-picker { grid-template-columns: 1fr; } }
.mb-metric-slot {
  display: flex; flex-direction: column; gap: 0.35rem;
}
.mb-metric-slot-label {
  font-family: var(--mono);
  font-size: 0.7rem; font-weight: 600;
  color: var(--text3);
  text-transform: uppercase; letter-spacing: 0.08em;
}

/* ═══════════════════════════════════════════════════════════════════
   SESSION 2 — Modern Budget + Ledger styles
   ═══════════════════════════════════════════════════════════════════ */

/* ── Budget: ring summary card ── */
.mb-ring-card {
  background: var(--mb-card);
  border-radius: 1rem;
  box-shadow: var(--mb-shadow-2);
  padding: 1.5rem;
  margin-bottom: 1.5rem;
  display: flex;
  align-items: center;
  gap: 1.75rem;
  flex-wrap: wrap;
}
.mb-ring-wrap {
  position: relative;
  width: 130px; height: 130px;
  flex-shrink: 0;
}
.mb-ring-svg { transform: rotate(-90deg); }
.mb-ring-svg .mb-ring-track { stroke: rgba(10,22,40,0.08); }
.mb-ring-svg .mb-ring-progress {
  stroke: var(--mb-accent);
  transition: stroke-dashoffset 600ms ease, stroke 300ms ease;
  stroke-linecap: round;
}
.mb-ring-svg .mb-ring-progress.mb-ring-warn  { stroke: var(--mb-warn); }
.mb-ring-svg .mb-ring-progress.mb-ring-over  { stroke: var(--mb-bad); }
.mb-ring-center {
  position: absolute; inset: 0;
  display: flex; flex-direction: column;
  align-items: center; justify-content: center;
}
.mb-ring-pct {
  font-family: var(--mb-font-display); font-weight: 700;
  font-size: 1.75rem; letter-spacing: -0.02em;
  color: var(--mb-accent);
}
.mb-ring-pct.mb-ring-warn  { color: var(--mb-warn); }
.mb-ring-pct.mb-ring-over  { color: var(--mb-bad); }
.mb-ring-pct-label {
  font-family: var(--mb-font-mono);
  font-size: 0.6rem; font-weight: 600;
  color:rgba(var(--mb-ink-rgb),0.45);
  text-transform: uppercase; letter-spacing: 0.1em;
  margin-top: 2px;
}
.mb-ring-stats {
  flex: 1; min-width: 240px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.85rem 1.1rem;
}
.mb-ring-stat {
  padding-left: 0.75rem;
  border-left: 3px solid var(--mb-line);
}
.mb-ring-stat.mb-rs-green    { border-color: var(--mb-accent-deep); }
.mb-ring-stat.mb-rs-blue     { border-color: var(--mb-ocean); }
.mb-ring-stat.mb-rs-amber    { border-color: var(--mb-warn); }
.mb-ring-stat.mb-rs-accent   { border-color: var(--mb-accent); }
.mb-ring-stat.mb-rs-red      { border-color: var(--mb-bad); }
.mb-ring-stat-val {
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 1.15rem;
  color: var(--mb-ink);
}
.mb-ring-stat-val.mb-green  { color: var(--mb-accent-deep); }
.mb-ring-stat-val.mb-blue   { color: var(--mb-ocean); }
.mb-ring-stat-val.mb-amber  { color: var(--mb-warn); }
.mb-ring-stat-val.mb-accent { color: var(--mb-accent); }
.mb-ring-stat-val.mb-red    { color: var(--mb-bad); }
.mb-ring-stat-label {
  font-family: var(--mb-font-mono);
  font-size: 0.62rem; font-weight: 600;
  color:rgba(var(--mb-ink-rgb),0.48);
  text-transform: uppercase; letter-spacing: 0.1em;
  margin-top: 3px;
}

@media (max-width: 640px) {
  .mb-ring-stats { grid-template-columns: repeat(2, 1fr); }
}

/* ── Budget: income banner ── */
.mb-income-banner {
  background: rgba(0,196,154,0.06);
  border: 1px solid rgba(0,196,154,0.20);
  border-radius: 0.85rem;
  padding: 1rem 1.25rem;
  margin-bottom: 1.25rem;
}
.mb-income-row {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
}
.mb-income-sources { display: flex; gap: 1.5rem; flex-wrap: wrap; }
.mb-income-source-label {
  font-family: var(--mb-font-mono);
  font-size: 0.6rem; font-weight: 600;
  color: var(--mb-accent-deep); opacity: 0.7;
  text-transform: uppercase; letter-spacing: 0.08em;
  margin-bottom: 2px;
}
.mb-income-source-value {
  font-family: var(--mb-font-mono);
  font-size: 0.98rem;
  color: var(--mb-accent-deep);
}
.mb-income-total-group { text-align: right; flex-shrink: 0; }
.mb-income-total-label {
  font-family: var(--mb-font-mono);
  font-size: 0.6rem; font-weight: 600;
  color:rgba(var(--mb-ink-rgb),0.55);
  text-transform: uppercase; letter-spacing: 0.1em;
  margin-bottom: 2px;
}
.mb-income-total-value {
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 1.1rem;
  color: var(--mb-accent-deep);
}
.mb-income-actual {
  border-top: 1px solid rgba(0,196,154,0.20);
  padding-top: 0.7rem;
  margin-top: 0.7rem;
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem; flex-wrap: wrap;
}
.mb-income-actual-caption {
  font-family: 'Inter', sans-serif; font-size: 0.78rem;
  color:rgba(var(--mb-ink-rgb),0.58);
}
.mb-income-total-value.mb-val-amber { color: var(--mb-warn); }
.mb-income-total-value.mb-val-muted { color:rgba(var(--mb-ink-rgb),0.4); }

/* ── Budget: category cards ── */
.mb-cat-card {
  background: var(--mb-card);
  border-radius: 0.75rem;
  box-shadow: var(--mb-shadow-1);
  margin-bottom: 0.75rem;
  overflow: hidden;
  transition: box-shadow 180ms ease;
}
.mb-cat-card.mb-over { box-shadow: 0 0 0 1.5px rgba(214,69,69,0.35), var(--mb-shadow-1); }
.mb-cat-card-hdr {
  display: flex; align-items: center; gap: 0.85rem;
  padding: 0.85rem 1.1rem 0.85rem 0;
  cursor: pointer;
  user-select: none;
}
.mb-cat-colorbar {
  width: 5px;
  align-self: stretch;
  flex-shrink: 0;
}
.mb-cat-icon {
  font-size: 1.25rem;
  flex-shrink: 0;
}
.mb-cat-info { flex: 1; min-width: 0; }
.mb-cat-name-big {
  font-family: var(--mb-font-display); font-weight: 600;
  font-size: 0.95rem;
  color: var(--mb-ink);
  letter-spacing: -0.01em;
  margin-bottom: 2px;
}
.mb-cat-meta {
  font-family: 'Inter', sans-serif; font-size: 0.75rem;
  color:rgba(var(--mb-ink-rgb),0.55);
}
.mb-cat-meta .mb-cat-over-tag {
  color: var(--mb-bad);
  font-weight: 600;
}
.mb-cat-amts { text-align: right; flex-shrink: 0; }
.mb-cat-amts-spent {
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 1rem;
  color: var(--mb-ink);
}
.mb-cat-amts-spent.mb-amber { color: var(--mb-warn); }
.mb-cat-amts-spent.mb-red   { color: var(--mb-bad); }
.mb-cat-amts-of {
  font-family: var(--mb-font-mono);
  font-size: 0.72rem;
  color:rgba(var(--mb-ink-rgb),0.45);
  margin-top: 1px;
}
.mb-cat-bar-outer {
  height: 4px;
  background: rgba(10,22,40,0.06);
  margin: 0;
  position: relative;
}
.mb-cat-bar-inner {
  height: 100%;
  transition: width 500ms ease;
}
.mb-cat-expand {
  max-height: 0;
  overflow: hidden;
  transition: max-height 300ms ease;
  padding: 0 1.1rem;
  background: rgba(28,110,140,0.025);
}
.mb-cat-card.expanded .mb-cat-expand {
  max-height: 800px;
  padding: 1rem 1.1rem 1.1rem;
}
.mb-cat-expand-label {
  font-family: var(--mb-font-mono);
  font-size: 0.65rem; font-weight: 600;
  color:rgba(var(--mb-ink-rgb),0.5);
  text-transform: uppercase; letter-spacing: 0.1em;
  margin-bottom: 0.5rem;
}
.mb-sub-item {
  display: flex; align-items: center; gap: 0.75rem;
  padding: 0.45rem 0.25rem;
  border-bottom: 1px dashed var(--mb-line-soft);
}
.mb-sub-item:last-of-type { border-bottom: none; }
.mb-sub-date {
  font-family: var(--mb-font-mono);
  font-size: 0.68rem;
  color:rgba(var(--mb-ink-rgb),0.48);
  flex-shrink: 0; width: 45px;
}
.mb-sub-desc {
  flex: 1; min-width: 0;
  font-family: 'Inter', sans-serif; font-size: 0.82rem;
  color: var(--mb-ink);
  white-space: nowrap; overflow: hidden; text-overflow: ellipsis;
}
.mb-sub-amt {
  font-family: var(--mb-font-mono); font-weight: 500;
  font-size: 0.78rem;
  color:rgba(var(--mb-ink-rgb),0.75);
  flex-shrink: 0;
}
.mb-sub-edit {
  width: 24px; height: 24px;
  border: none; background: transparent;
  color:rgba(var(--mb-ink-rgb),0.4);
  cursor: pointer;
  border-radius: 0.25rem;
  font-size: 0.75rem;
  transition: background 120ms ease, color 120ms ease;
}
.mb-sub-edit:hover { background: rgba(28,110,140,0.1); color: var(--mb-ocean); }
.mb-cat-empty {
  font-family: 'Inter', sans-serif;
  font-size: 0.82rem;
  color:rgba(var(--mb-ink-rgb),0.45);
  padding: 0.5rem 0;
}
.mb-cat-actions {
  display: flex; gap: 0.4rem; justify-content: flex-end;
  margin-top: 0.7rem;
}
.mb-btn-small {
  font-family: 'Inter', sans-serif; font-weight: 500;
  font-size: 0.75rem;
  padding: 0.35rem 0.75rem;
  border-radius: 0.35rem;
  border: 1px solid var(--mb-line);
  background: var(--mb-card);
  color:rgba(var(--mb-ink-rgb),0.75);
  cursor: pointer;
  transition: all 120ms ease;
}
.mb-btn-small:hover { border-color: var(--mb-line-strong); color: var(--mb-ink); }
.mb-btn-small.mb-danger {
  border-color: transparent;
  background: rgba(214,69,69,0.10);
  color: var(--mb-bad);
}
.mb-btn-small.mb-danger:hover { background: rgba(214,69,69,0.18); }

/* ── Budget: action row ── */
.mb-page-actions {
  display: flex; gap: 0.6rem;
  justify-content: flex-end;
  margin-bottom: 1.5rem;
  flex-wrap: wrap;
}
.mb-btn-secondary {
  font-family: 'Inter', sans-serif; font-weight: 500;
  font-size: 0.85rem;
  padding: 0.55rem 1rem;
  border-radius: 0.5rem;
  border: 1px solid var(--mb-line);
  background: var(--mb-card);
  color: var(--mb-ink);
  cursor: pointer;
  transition: all 120ms ease;
}
.mb-btn-secondary:hover {
  border-color: var(--mb-line-strong);
  transform: translateY(-1px);
  box-shadow: 0 2px 8px -2px rgba(10,22,40,0.1);
}

/* ── Add Category dashed button ── */
.mb-add-dashed {
  width: 100%;
  padding: 1rem;
  border: 2px dashed var(--mb-line);
  border-radius: 0.75rem;
  background: transparent;
  color:rgba(var(--mb-ink-rgb),0.55);
  font-family: 'Inter', sans-serif; font-weight: 500;
  font-size: 0.88rem;
  cursor: pointer;
  transition: all 180ms ease;
  margin: 0.5rem 0 1.5rem;
}
.mb-add-dashed:hover {
  border-color: var(--mb-accent);
  color: var(--mb-accent-deep);
  background: rgba(0,196,154,0.04);
}

/* ── Goal item (in Budget) ── */
.mb-goal-item {
  padding: 0.75rem 0.25rem;
  border-bottom: 1px solid var(--mb-line-soft);
}
.mb-goal-item:last-child { border-bottom: none; }
.mb-goal-top {
  display: flex; align-items: center; justify-content: space-between;
  gap: 0.5rem;
  margin-bottom: 6px;
}
.mb-goal-name {
  font-family: 'Inter', sans-serif; font-weight: 600;
  font-size: 0.88rem;
  color: var(--mb-ink);
}
.mb-goal-amts-group { display: flex; align-items: center; gap: 0.6rem; }
.mb-goal-amts {
  font-family: var(--mb-font-mono);
  font-size: 0.72rem;
  color:rgba(var(--mb-ink-rgb),0.55);
}
.mb-goal-del {
  width: 24px; height: 24px;
  border: none; background: rgba(214,69,69,0.08);
  color: var(--mb-bad);
  cursor: pointer;
  border-radius: 0.3rem;
  font-size: 0.7rem;
  transition: background 120ms ease;
}
.mb-goal-del:hover { background: rgba(214,69,69,0.2); }
.mb-goal-footer {
  display: flex; justify-content: space-between;
  font-family: 'Inter', sans-serif; font-size: 0.7rem;
  color:rgba(var(--mb-ink-rgb),0.5);
  margin-top: 4px;
}

/* ═══════════════════════════════════════════════════════════════════
   LEDGER
   ═══════════════════════════════════════════════════════════════════ */

/* ── Ledger stats strip (like the Dashboard hero but for Ledger totals) ── */
.mb-ledger-strip {
  background: var(--mb-card);
  border-radius: 1rem;
  box-shadow: var(--mb-shadow-2);
  overflow: hidden;
  margin-bottom: 1.25rem;
}
.mb-ledger-strip-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0;
}
.mb-ledger-stat {
  padding: 1.15rem 1.15rem;
  border-right: 1px solid var(--mb-line-soft);
}
.mb-ledger-stat:last-child { border-right: none; }
.mb-ledger-stat-label {
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 0.62rem;
  color:rgba(var(--mb-ink-rgb),0.48);
  text-transform: uppercase; letter-spacing: 0.11em;
  margin-bottom: 0.4rem;
}
.mb-ledger-stat-value {
  font-family: var(--mb-font-display); font-weight: 700;
  font-size: 1.25rem;
  color: var(--mb-ink);
  letter-spacing: -0.02em;
  line-height: 1.1;
}
.mb-ledger-stat-value.mb-val-green { color: var(--mb-accent-deep); }
.mb-ledger-stat-value.mb-val-red   { color: var(--mb-bad); }
.mb-ledger-stat-sub {
  font-family: 'Inter', sans-serif;
  font-size: 0.72rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  margin-top: 0.35rem;
}

@media (max-width: 900px) {
  .mb-ledger-strip-grid { grid-template-columns: repeat(2, 1fr); }
  .mb-ledger-stat { border-right: none; border-bottom: 1px solid var(--mb-line-soft); }
}
@media (max-width: 520px) {
  .mb-ledger-strip-grid { grid-template-columns: 1fr; }
}

/* ── Ledger toolbar ── */
.mb-ledger-toolbar {
  display: flex;
  gap: 0.5rem;
  flex-wrap: wrap;
  margin-bottom: 1rem;
  align-items: center;
}
.mb-search-wrap {
  position: relative;
  flex: 1; min-width: 200px;
}
.mb-search-icon {
  position: absolute;
  left: 0.65rem; top: 50%;
  transform: translateY(-50%);
  font-size: 0.9rem;
  color:rgba(var(--mb-ink-rgb),0.4);
  pointer-events: none;
}
.mb-search-input {
  width: 100%;
  padding: 0.5rem 0.85rem 0.5rem 2rem;
  border-radius: 0.45rem;
  border: 1px solid var(--mb-line);
  font-family: 'Inter', sans-serif;
  font-size: 0.85rem;
  background: var(--mb-card);
  color: var(--mb-ink);
  outline: none;
  transition: border-color 120ms ease, box-shadow 120ms ease;
}
.mb-search-input:focus {
  border-color: var(--mb-accent);
  box-shadow: 0 0 0 3px rgba(0,196,154,0.15);
}
.mb-fsel {
  padding: 0.5rem 0.75rem;
  border-radius: 0.45rem;
  border: 1px solid var(--mb-line);
  font-family: 'Inter', sans-serif;
  font-size: 0.82rem;
  background: var(--mb-card);
  color: var(--mb-ink);
  cursor: pointer;
  outline: none;
  max-width: 170px;
}
.mb-fsel:focus { border-color: var(--mb-accent); }

/* ── Ledger table ── */
.mb-table-card {
  background: var(--mb-card);
  border-radius: 0.85rem;
  box-shadow: var(--mb-shadow-1);
  overflow: hidden;
}
.mb-table-header {
  display: flex; align-items: center; justify-content: space-between;
  padding: 0.85rem 1.15rem;
  border-bottom: 1px solid var(--mb-line-soft);
}
.mb-table-header-label {
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 0.65rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  text-transform: uppercase; letter-spacing: 0.1em;
}
.mb-table-header-count {
  font-family: var(--mb-font-mono);
  font-size: 0.75rem;
  color:rgba(var(--mb-ink-rgb),0.55);
}

.mb-table-scroll { overflow-x: auto; }
.mb-ledger-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 760px;
}
.mb-ledger-table thead th {
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 0.63rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  text-transform: uppercase; letter-spacing: 0.09em;
  text-align: left;
  padding: 0.7rem 0.85rem;
  background: rgba(10,22,40,0.025);
  border-bottom: 1px solid var(--mb-line-soft);
  user-select: none;
  white-space: nowrap;
}
.mb-ledger-table thead th.mb-sortable { cursor: pointer; }
.mb-ledger-table thead th.mb-sortable:hover { color: var(--mb-ocean); }
.mb-ledger-table thead th.mb-sort-active { color: var(--mb-accent-deep); }
.mb-ledger-table thead th.mb-sort-active::after {
  content: ' ↓';
}
.mb-ledger-table thead th.mb-sort-active.mb-sort-asc::after {
  content: ' ↑';
}
.mb-ledger-table tbody td {
  padding: 0.65rem 0.85rem;
  border-bottom: 1px solid var(--mb-line-soft);
  font-family: 'Inter', sans-serif;
  font-size: 0.85rem;
  color: var(--mb-ink);
  vertical-align: middle;
}
.mb-ledger-table tbody tr:last-child td { border-bottom: none; }
.mb-ledger-table tbody tr:hover td { background: rgba(28,110,140,0.03); }
.mb-ledger-table tbody tr.mb-selected td { background: rgba(0,196,154,0.06); }
.mb-td-date { font-family: var(--mb-font-mono); font-size: 0.78rem; color:rgba(var(--mb-ink-rgb),0.7); white-space: nowrap; }
.mb-td-desc { max-width: 320px; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.mb-td-amount { font-family: var(--mb-font-mono); font-weight: 600; white-space: nowrap; }
.mb-td-amount.mb-val-green { color: var(--mb-accent-deep); }
.mb-td-amount.mb-val-red   { color: var(--mb-bad); }

.mb-cat-pill {
  display: inline-flex; align-items: center; gap: 0.3rem;
  padding: 0.2rem 0.55rem;
  border-radius: 0.35rem;
  font-family: 'Inter', sans-serif; font-weight: 500;
  font-size: 0.75rem;
  background: rgba(28,110,140,0.08);
  color: var(--mb-deep);
  white-space: nowrap;
}
.mb-status-badge {
  padding: 0.15rem 0.5rem;
  border-radius: 0.35rem;
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 0.65rem;
  text-transform: uppercase; letter-spacing: 0.05em;
  white-space: nowrap;
}
.mb-status-cleared   { background: rgba(0,196,154,0.12);  color: var(--mb-accent-deep); }
.mb-status-pending   { background: rgba(232,131,58,0.12); color: #b35418; }
.mb-status-reconciled{ background: rgba(28,110,140,0.12); color: var(--mb-ocean); }

.mb-row-actions {
  display: flex; gap: 0.25rem; justify-content: flex-end;
}
.mb-rbtn {
  width: 26px; height: 26px;
  border: none; background: transparent;
  cursor: pointer;
  border-radius: 0.3rem;
  color:rgba(var(--mb-ink-rgb),0.45);
  transition: background 120ms, color 120ms;
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 0.8rem;
}
.mb-rbtn:hover { background: rgba(28,110,140,0.1); color: var(--mb-ocean); }
.mb-rbtn.mb-del:hover { background: rgba(214,69,69,0.12); color: var(--mb-bad); }

.mb-checkbox {
  width: 16px; height: 16px;
  cursor: pointer;
  accent-color: var(--mb-accent);
}

/* ── Pagination ── */
.mb-pag {
  display: flex; align-items: center; justify-content: space-between;
  padding: 0.85rem 1.15rem;
  border-top: 1px solid var(--mb-line-soft);
  gap: 1rem; flex-wrap: wrap;
}
.mb-pag-info {
  font-family: var(--mb-font-mono); font-size: 0.72rem;
  color:rgba(var(--mb-ink-rgb),0.55);
}
.mb-pag-btns { display: flex; gap: 0.3rem; align-items: center; flex-wrap: wrap; }
.mb-pbtn {
  min-width: 30px; height: 30px;
  padding: 0 0.5rem;
  border-radius: 0.35rem;
  border: 1px solid var(--mb-line);
  background: var(--mb-card);
  font-family: var(--mb-font-mono);
  font-size: 0.78rem;
  color: var(--mb-ink);
  cursor: pointer;
  transition: all 120ms ease;
}
.mb-pbtn:hover:not(:disabled) { border-color: var(--mb-accent); color: var(--mb-accent-deep); }
.mb-pbtn.active { background: var(--mb-accent); color: #fff; border-color: var(--mb-accent); }
.mb-pbtn:disabled { opacity: 0.35; cursor: not-allowed; }
.mb-pag-sep {
  padding: 0 0.25rem;
  color:rgba(var(--mb-ink-rgb),0.45);
  font-family: var(--mb-font-mono);
  font-size: 0.75rem;
  align-self: center;
}

/* ── Bulk action bar (when items selected) ── */
.mb-bulk-bar {
  position: fixed;
  bottom: 1.5rem;
  left: 50%;
  transform: translateX(-50%) translateY(calc(100% + 2rem));
  background: #0a1628;
  color: #fff;
  padding: 0.75rem 1.1rem;
  border-radius: 0.65rem;
  box-shadow: 0 8px 28px rgba(10,22,40,0.35);
  display: flex; align-items: center; gap: 0.75rem;
  z-index: 45;
  transition: transform 280ms cubic-bezier(0.4, 0, 0.2, 1);
}
.mb-bulk-bar.show { transform: translateX(-50%) translateY(0); }
.mb-bulk-count {
  font-family: 'Inter', sans-serif; font-weight: 500;
  font-size: 0.85rem;
}
.mb-bulk-btn {
  padding: 0.4rem 0.85rem;
  background: rgba(255,255,255,0.15);
  border: none;
  border-radius: 0.4rem;
  color: #fff;
  font-family: 'Inter', sans-serif; font-weight: 500;
  font-size: 0.8rem;
  cursor: pointer;
  transition: background 120ms ease;
}
.mb-bulk-btn:hover { background: rgba(255,255,255,0.25); }
.mb-bulk-btn.mb-bulk-danger:hover { background: rgba(214,69,69,0.8); }

/* Empty state for table */
.mb-table-empty {
  padding: 3rem 1rem;
  text-align: center;
  font-family: 'Inter', sans-serif;
  color:rgba(var(--mb-ink-rgb),0.45);
  font-size: 0.9rem;
}

/* ═══════════════════════════════════════════════════════════════════
   SESSION 3 — Snowball, Investments, Credit Cards
   ═══════════════════════════════════════════════════════════════════ */

/* ── Multi-stat strip variants (3-up and 4-up) ── */
.mb-strip-3 { grid-template-columns: repeat(3, 1fr); }
.mb-strip-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 900px) {
  .mb-ledger-strip-grid.mb-strip-3,
  .mb-ledger-strip-grid.mb-strip-4 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 520px) {
  .mb-ledger-strip-grid.mb-strip-3,
  .mb-ledger-strip-grid.mb-strip-4 { grid-template-columns: 1fr; }
}

/* ── Two-column page layout (Snowball) ── */
.mb-two-col {
  display: grid;
  grid-template-columns: minmax(0, 340px) minmax(0, 1fr);
  gap: 1.25rem;
  align-items: start;
}
@media (max-width: 900px) {
  .mb-two-col { grid-template-columns: 1fr; }
}

/* ═══════════════════════════════════════════════════════════════════
   SNOWBALL
   ═══════════════════════════════════════════════════════════════════ */

/* Strategy toggle */
.mb-strat-toggle {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.5rem;
  margin-bottom: 1rem;
}
.mb-strat-btn {
  background: var(--mb-card);
  border: 1.5px solid var(--mb-line);
  border-radius: 0.6rem;
  padding: 0.75rem 0.5rem;
  cursor: pointer;
  text-align: center;
  transition: all 150ms ease;
  font-family: 'Inter', sans-serif;
  display: flex; flex-direction: column;
  gap: 0.2rem;
  align-items: center;
}
.mb-strat-btn:hover { border-color: var(--mb-line-strong); transform: translateY(-1px); }
.mb-strat-btn.mb-active-snow {
  border-color: var(--mb-ocean);
  background: rgba(28,110,140,0.06);
}
.mb-strat-btn.mb-active-aval {
  border-color: var(--mb-warn);
  background: rgba(232,131,58,0.06);
}
.mb-strat-icon { font-size: 1.5rem; line-height: 1; margin-bottom: 0.15rem; }
.mb-strat-name {
  font-family: var(--mb-font-display); font-weight: 600;
  font-size: 0.92rem;
  color: var(--mb-ink);
  letter-spacing: -0.01em;
}
.mb-strat-desc {
  font-family: 'Inter', sans-serif;
  font-size: 0.7rem;
  color:rgba(var(--mb-ink-rgb),0.55);
}

/* Extra payment slider */
.mb-extra-box {
  background: rgba(10,22,40,0.03);
  border: 1px solid var(--mb-line-soft);
  border-radius: 0.55rem;
  padding: 0.85rem;
  margin-bottom: 1rem;
}
.mb-extra-header {
  display: flex; justify-content: space-between; align-items: center;
  margin-bottom: 0.55rem;
}
.mb-extra-label {
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 0.65rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  text-transform: uppercase; letter-spacing: 0.09em;
}
.mb-extra-display {
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 0.95rem;
  color: var(--mb-warn);
}
.mb-extra-row {
  display: flex; align-items: center; gap: 0.6rem; flex-wrap: wrap;
}
.mb-extra-range {
  flex: 1; min-width: 100px;
  height: 4px;
  accent-color: var(--mb-warn);
  cursor: pointer;
}
.mb-extra-input {
  width: 80px;
  padding: 0.4rem 0.55rem;
  border-radius: 0.4rem;
  border: 1px solid var(--mb-line);
  font-family: var(--mb-font-mono);
  font-size: 0.85rem;
  text-align: center;
  background: var(--mb-card);
  color: var(--mb-ink);
  outline: none;
}
.mb-extra-input:focus { border-color: var(--mb-warn); }

/* Debt list items */
.mb-debt-section-label {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 0.5rem;
}
.mb-section-mono {
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 0.62rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  text-transform: uppercase; letter-spacing: 0.1em;
}
.mb-debt-item {
  background: rgba(10,22,40,0.025);
  border: 1px solid var(--mb-line-soft);
  border-radius: 0.55rem;
  padding: 0.7rem 0.85rem;
  margin-bottom: 0.5rem;
  transition: border-color 150ms ease;
}
.mb-debt-item.mb-debt-next {
  border-color: var(--mb-accent);
  background: rgba(0,196,154,0.05);
  box-shadow: 0 0 0 2px rgba(0,196,154,0.10);
}
.mb-debt-item-top {
  display: flex; align-items: center; gap: 0.55rem;
  margin-bottom: 0.4rem;
}
.mb-debt-rank {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: rgba(10,22,40,0.08);
  color: var(--mb-ink);
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 0.72rem;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.mb-debt-item.mb-debt-next .mb-debt-rank {
  background: var(--mb-accent);
  color: #fff;
}
.mb-debt-name {
  flex: 1; min-width: 0;
  font-family: 'Inter', sans-serif; font-weight: 600;
  font-size: 0.85rem;
  color: var(--mb-ink);
  white-space: nowrap; overflow: hidden; text-overflow: ellipsis;
}
.mb-debt-balance {
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 0.88rem;
  flex-shrink: 0;
}
.mb-debt-meta {
  display: flex; gap: 0.85rem;
  padding-left: 1.85rem;
  font-family: 'Inter', sans-serif;
  font-size: 0.72rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  margin-bottom: 0.45rem;
}
.mb-debt-bar-row {
  padding-left: 1.85rem;
  margin-bottom: 0.5rem;
}
.mb-debt-bar-bg {
  height: 4px;
  background: rgba(10,22,40,0.08);
  border-radius: 2px;
  overflow: hidden;
}
.mb-debt-bar-fill {
  height: 100%; border-radius: 2px;
  transition: width 400ms ease;
}
.mb-debt-actions {
  display: flex; gap: 0.4rem;
  padding-left: 1.85rem;
}

/* Comparison cards (snowball vs avalanche) */
.mb-compare-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}
@media (max-width: 600px) { .mb-compare-grid { grid-template-columns: 1fr; } }
.mb-compare-card {
  position: relative;
  background: var(--mb-card);
  border: 1.5px solid var(--mb-line-soft);
  border-radius: 0.85rem;
  padding: 1.15rem 1.15rem 1rem;
  box-shadow: var(--mb-shadow-1);
  transition: all 200ms ease;
}
.mb-compare-card.mb-winner {
  border-color: var(--mb-accent);
  box-shadow: 0 0 0 2px rgba(0,196,154,0.18), var(--mb-shadow-1);
}
.mb-winner-tag {
  position: absolute;
  top: -10px; right: 12px;
  background: var(--mb-accent);
  color: #fff;
  font-family: var(--mb-font-mono); font-weight: 700;
  font-size: 0.6rem;
  padding: 3px 8px;
  border-radius: 3px;
  letter-spacing: 0.05em;
  display: none;
}
.mb-compare-card.mb-winner .mb-winner-tag { display: inline-block; }
.mb-compare-strat {
  font-family: var(--mb-font-display); font-weight: 600;
  font-size: 0.92rem;
  color: var(--mb-ink);
  letter-spacing: -0.01em;
  margin-bottom: 0.5rem;
}
.mb-compare-months {
  font-family: var(--mb-font-display); font-weight: 700;
  font-size: 2rem;
  letter-spacing: -0.03em;
  color: var(--mb-ink);
  line-height: 1;
}
.mb-compare-months .mb-mo-suffix {
  font-size: 0.85rem; font-weight: 500;
  color:rgba(var(--mb-ink-rgb),0.5);
  font-family: 'Inter', sans-serif;
  letter-spacing: 0;
}
.mb-compare-lbl {
  font-family: 'Inter', sans-serif;
  font-size: 0.78rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  margin-top: 0.25rem;
  margin-bottom: 0.85rem;
}
.mb-compare-divider {
  height: 1px;
  background: rgba(10,22,40,0.07);
  margin: 0.65rem 0;
}
.mb-compare-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 0.2rem 0;
  font-family: 'Inter', sans-serif;
  font-size: 0.82rem;
}
.mb-compare-row > span:first-child { color:rgba(var(--mb-ink-rgb),0.55); }
.mb-compare-row > span:last-child {
  font-family: var(--mb-font-mono); font-weight: 500;
  color: var(--mb-ink);
}
.mb-compare-row > span.mb-val-red { color: var(--mb-bad); }

.mb-tip-box {
  background: rgba(232,131,58,0.08);
  border: 1px solid rgba(232,131,58,0.20);
  border-radius: 0.65rem;
  padding: 0.85rem 1.1rem;
  font-family: 'Inter', sans-serif;
  font-size: 0.85rem;
  color: #b35418;
  line-height: 1.55;
}
.mb-tip-box strong { color: var(--mb-warn); }

/* Payoff order list */
.mb-order-card {
  background: var(--mb-card);
  border-radius: 0.85rem;
  box-shadow: var(--mb-shadow-1);
  overflow: hidden;
}
.mb-order-header {
  padding: 0.85rem 1.15rem;
  border-bottom: 1px solid var(--mb-line-soft);
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 0.65rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  text-transform: uppercase; letter-spacing: 0.1em;
}
.mb-order-list { padding: 0.5rem 1.15rem; }
.mb-order-item {
  display: flex; align-items: center; gap: 0.85rem;
  padding: 0.75rem 0;
  border-bottom: 1px dashed var(--mb-line-soft);
}
.mb-order-item:last-child { border-bottom: none; }
.mb-order-num {
  width: 28px; height: 28px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--mb-font-mono); font-weight: 700;
  font-size: 0.78rem;
  flex-shrink: 0;
}
.mb-order-info { flex: 1; min-width: 0; }
.mb-order-name {
  font-family: 'Inter', sans-serif; font-weight: 600;
  font-size: 0.85rem;
  color: var(--mb-ink);
}
.mb-order-bar {
  height: 3px;
  border-radius: 2px;
  margin-top: 5px;
}
.mb-order-meta {
  text-align: right;
  flex-shrink: 0;
}
.mb-order-when {
  font-family: 'Inter', sans-serif;
  font-size: 0.74rem;
  color:rgba(var(--mb-ink-rgb),0.55);
}
.mb-order-int {
  font-family: var(--mb-font-mono);
  font-size: 0.72rem;
  color: var(--mb-bad);
  margin-top: 2px;
}

/* Schedule table */
.mb-schedule-card {
  background: var(--mb-card);
  border-radius: 0.85rem;
  box-shadow: var(--mb-shadow-1);
  overflow: hidden;
}
.mb-schedule-header {
  padding: 0.75rem 1.15rem;
  border-bottom: 1px solid var(--mb-line-soft);
  display: flex; align-items: center; justify-content: space-between;
  gap: 0.5rem; flex-wrap: wrap;
}
.mb-schedule-wrap {
  overflow-x: auto;
  overflow-y: auto;
  max-height: 320px;
  -webkit-overflow-scrolling: touch;
}
.mb-schedule-wrap table {
  width: 100%;
  border-collapse: collapse;
  min-width: 600px;
}
.mb-schedule-wrap thead th {
  position: sticky; top: 0;
  background: rgba(10,22,40,0.03);
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 0.62rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  text-transform: uppercase; letter-spacing: 0.09em;
  text-align: left;
  padding: 0.55rem 0.85rem;
  border-bottom: 1px solid var(--mb-line-soft);
  z-index: 1;
}
.mb-schedule-wrap tbody td {
  padding: 0.5rem 0.85rem;
  border-bottom: 1px solid var(--mb-line-soft);
  font-family: var(--mb-font-mono);
  font-size: 0.8rem;
  color: var(--mb-ink);
  white-space: nowrap;
}
.mb-schedule-wrap tbody tr:last-child td { border-bottom: none; }
.mb-schedule-wrap tbody tr:hover td { background: rgba(28,110,140,0.03); }

/* Empty card (Snowball) */
.mb-card-empty {
  background: var(--mb-card);
  border-radius: 0.85rem;
  box-shadow: var(--mb-shadow-1);
  padding: 3rem 1.5rem;
  text-align: center;
}
.mb-empty-emoji { font-size: 2.5rem; margin-bottom: 0.85rem; }
.mb-empty-title {
  font-family: var(--mb-font-display); font-weight: 700;
  font-size: 1.1rem;
  color: var(--mb-ink);
  letter-spacing: -0.01em;
  margin-bottom: 0.35rem;
}
.mb-empty-sub {
  font-family: 'Inter', sans-serif;
  font-size: 0.85rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  max-width: 380px;
  margin: 0 auto 1.25rem;
  line-height: 1.55;
}

/* ═══════════════════════════════════════════════════════════════════
   INVESTMENTS
   ═══════════════════════════════════════════════════════════════════ */

.mb-chart-card {
  background: var(--mb-card);
  border-radius: 0.85rem;
  box-shadow: var(--mb-shadow-1);
  padding: 1.25rem 1.4rem;
  margin-bottom: 1.25rem;
}
.mb-chart-header {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 1rem;
  gap: 0.5rem; flex-wrap: wrap;
}
.mb-chart-title {
  font-family: var(--mb-font-display); font-weight: 600;
  font-size: 0.95rem;
  color: var(--mb-ink);
  letter-spacing: -0.01em;
}
.mb-chart-canvas-wrap { position: relative; width: 100%; }

/* Account / card list (used by both Investments and Credit Cards) */
.mb-account-card {
  background: var(--mb-card);
  border-radius: 0.85rem;
  box-shadow: var(--mb-shadow-1);
  padding: 1.15rem 1.25rem;
  margin-bottom: 0.85rem;
  transition: box-shadow 180ms ease;
}
.mb-account-card.mb-due-soon {
  box-shadow: 0 0 0 1.5px rgba(232,131,58,0.35), var(--mb-shadow-1);
}
.mb-account-header {
  display: flex; align-items: center; gap: 0.85rem;
  margin-bottom: 0.85rem;
}
.mb-account-icon {
  width: 40px; height: 40px;
  border-radius: 0.55rem;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
  background: rgba(0,196,154,0.10);
}
.mb-account-info { flex: 1; min-width: 0; }
.mb-account-name {
  font-family: var(--mb-font-display); font-weight: 600;
  font-size: 0.95rem;
  color: var(--mb-ink);
  letter-spacing: -0.01em;
  margin-bottom: 2px;
}
.mb-account-meta {
  font-family: 'Inter', sans-serif;
  font-size: 0.74rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  display: flex; align-items: center; gap: 0.5rem; flex-wrap: wrap;
}
.mb-account-actions { display: flex; gap: 0.25rem; flex-shrink: 0; }

.mb-balance-row {
  display: flex; align-items: baseline; justify-content: space-between;
  gap: 0.5rem;
  margin-bottom: 0.55rem;
}
.mb-balance-big {
  font-family: var(--mb-font-display); font-weight: 700;
  font-size: 1.5rem;
  color: var(--mb-ink);
  letter-spacing: -0.02em;
}
.mb-balance-big.mb-val-red { color: var(--mb-bad); }
.mb-balance-big.mb-val-green { color: var(--mb-accent-deep); }
.mb-balance-sub {
  font-family: 'Inter', sans-serif;
  font-size: 0.78rem;
  color:rgba(var(--mb-ink-rgb),0.55);
}

/* Utilization bar */
.mb-util-bar-bg {
  height: 6px;
  background: rgba(10,22,40,0.08);
  border-radius: 3px;
  overflow: hidden;
}
.mb-util-bar-fill {
  height: 100%; border-radius: 3px;
  transition: width 500ms ease;
}
.mb-util-low  { background: var(--mb-accent); }
.mb-util-mid  { background: var(--mb-warn); }
.mb-util-high { background: var(--mb-bad); }
.mb-util-text {
  font-family: var(--mb-font-mono);
  font-size: 0.72rem;
  margin-top: 4px;
}
.mb-util-text.mb-low  { color: var(--mb-accent-deep); }
.mb-util-text.mb-mid  { color: var(--mb-warn); }
.mb-util-text.mb-high { color: var(--mb-bad); }

/* Card meta row (dueDate, minPayment, rewards) */
.mb-meta-row {
  display: flex; gap: 0.5rem; flex-wrap: wrap;
  margin-top: 0.55rem;
  padding-top: 0.7rem;
  border-top: 1px solid var(--mb-line-soft);
}
.mb-meta-pill {
  font-family: 'Inter', sans-serif;
  font-size: 0.74rem;
  color:rgba(var(--mb-ink-rgb),0.7);
  padding: 0.25rem 0.6rem;
  background: rgba(28,110,140,0.06);
  border-radius: 0.35rem;
}
.mb-meta-pill strong {
  font-family: var(--mb-font-mono); font-weight: 600;
  color: var(--mb-ink);
}
.mb-meta-pill.mb-due-pill {
  background: rgba(232,131,58,0.10);
  color: #b35418;
}
.mb-meta-pill.mb-due-pill strong { color: #b35418; }

/* Edit panel */
.mb-edit-panel {
  max-height: 0;
  overflow: hidden;
  transition: max-height 280ms ease, margin-top 280ms ease;
  margin-top: 0;
}
.mb-account-card.mb-editing .mb-edit-panel {
  max-height: 400px;
  margin-top: 1rem;
  padding-top: 1rem;
  border-top: 1px solid var(--mb-line-soft);
}
.mb-edit-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.65rem;
  margin-bottom: 0.85rem;
}
@media (max-width: 500px) {
  .mb-edit-grid { grid-template-columns: 1fr; }
}
.mb-fgroup { margin: 0; }
.mb-flabel {
  font-family: var(--mb-font-mono); font-weight: 600;
  font-size: 0.62rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  text-transform: uppercase; letter-spacing: 0.08em;
  display: block;
  margin-bottom: 4px;
}
.mb-finput {
  width: 100%;
  padding: 0.45rem 0.65rem;
  border-radius: 0.4rem;
  border: 1px solid var(--mb-line);
  font-family: 'Inter', sans-serif;
  font-size: 0.85rem;
  background: var(--mb-card);
  color: var(--mb-ink);
  outline: none;
  transition: border-color 120ms ease;
}
.mb-finput:focus {
  border-color: var(--mb-accent);
  box-shadow: 0 0 0 3px rgba(0,196,154,0.12);
}
.mb-edit-section-label {
  font-family: var(--mb-font-mono); font-weight: 700;
  font-size: 0.62rem;
  color:rgba(var(--mb-ink-rgb),0.55);
  text-transform: uppercase; letter-spacing: 0.1em;
  margin-bottom: 0.55rem;
}
.mb-btn-cta-block {
  width: 100%;
  font-family: var(--mb-font-display); font-weight: 600;
  color: #fff; font-size: 0.88rem;
  padding: 0.6rem 1rem;
  border-radius: 0.5rem;
  border: none;
  background: var(--mb-accent);
  cursor: pointer;
  transition: filter 150ms ease, transform 100ms ease;
}
.mb-btn-cta-block:hover { filter: brightness(1.1); }
.mb-btn-cta-block:active { transform: scale(0.99); }

/* Account type badge (Investments) */
.mb-type-badge {
  display: inline-flex;
  padding: 0.15rem 0.5rem;
  border-radius: 0.3rem;
  font-family: 'Inter', sans-serif; font-weight: 600;
  font-size: 0.7rem;
  background: rgba(28,110,140,0.10);
  color: var(--mb-deep);
}
.mb-type-badge.mb-tb-401k     { background: rgba(28,110,140,0.10); color: var(--mb-deep); }
.mb-type-badge.mb-tb-roth     { background: rgba(0,196,154,0.12);  color: var(--mb-accent-deep); }
.mb-type-badge.mb-tb-ira      { background: rgba(232,131,58,0.10); color: #b35418; }
.mb-type-badge.mb-tb-brokerage{ background: rgba(96,165,250,0.12); color: #2563eb; }
.mb-type-badge.mb-tb-hsa      { background: rgba(214,69,69,0.10);  color: var(--mb-bad); }
.mb-type-badge.mb-tb-other    { background: rgba(10,22,40,0.07);   color: var(--mb-ink); }

/* Plaid linked indicator */
.mb-plaid-dot {
  display: inline-flex; align-items: center; gap: 0.25rem;
  font-family: 'Inter', sans-serif;
  font-size: 0.7rem;
  color: var(--mb-accent-deep);
}
.mb-plaid-dot::before {
  content: '';
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--mb-accent);
}
.mb-manual-tag {
  font-family: 'Inter', sans-serif;
  font-size: 0.7rem;
  color:rgba(var(--mb-ink-rgb),0.45);
}


/* ═══════════════════════════════════════════════════════════════════
   LUMEN LAYOUT — foundation (tokens · shell · sidebar · tab bar · login)
   Dark mode = the single [data-theme="dark"] override block below.
   ═══════════════════════════════════════════════════════════════════ */
html[data-layout="lumen"]{
  --lm-paper:#f6f7f9; --lm-card:#ffffff;
  --lm-ink:#0b1626; --lm-ink-rgb:11,22,38;
  --lm-mint:#00c9a0; --lm-mint-deep:#008f72; --lm-sky:#3ec6ff; --lm-ocean:#156e8f;
  --lm-warn:#f08c3a; --lm-bad:#e25555;
  --lm-line:rgba(var(--lm-ink-rgb),.10); --lm-line-soft:rgba(var(--lm-ink-rgb),.06);
  --lm-shadow-1:0 1px 2px rgba(11,22,38,.05),0 8px 24px -12px rgba(11,22,38,.12);
  --lm-shadow-2:0 2px 4px rgba(11,22,38,.06),0 16px 40px -16px rgba(11,22,38,.18);
  --lm-pop:linear-gradient(120deg,var(--lm-mint) 0%,var(--lm-sky) 100%);
  --lm-font-d:'Bricolage Grotesque',sans-serif;
  --lm-font-b:'Instrument Sans',sans-serif;
  --lm-font-m:'Spline Sans Mono',monospace;
}
html[data-layout="lumen"][data-theme="dark"]{
  --lm-paper:#0e141b; --lm-card:#18212c;
  --lm-ink:#e9eef2; --lm-ink-rgb:233,238,242;
  --lm-mint-deep:#1ecb9f; --lm-ocean:#4fb3cf; --lm-warn:#f59e4b; --lm-bad:#f87171;
  --lm-shadow-1:0 1px 2px rgba(0,0,0,.4),0 8px 24px -12px rgba(0,0,0,.55);
  --lm-shadow-2:0 2px 4px rgba(0,0,0,.45),0 16px 40px -16px rgba(0,0,0,.65);
}

/* shell visibility + canvas */
html[data-layout="lumen"] #modern-shell{display:block;background:var(--lm-paper);}
html[data-layout="lumen"] body{background:var(--lm-paper)!important;}
html[data-layout="lumen"] .sidebar,
html[data-layout="lumen"] .main > .topbar{display:none!important;}
html[data-layout="lumen"] .main{margin-left:0!important;padding-top:0!important;}

/* retire Modern chrome under Lumen */
html[data-layout="lumen"] #mb-header-grain,
html[data-layout="lumen"] .mb-menu-btn,
html[data-layout="lumen"] #mb-nav-drawer,
html[data-layout="lumen"] #mb-nav-backdrop{display:none!important;}

/* header reskin (same DOM, Lumen skin) */
html[data-layout="lumen"] #mb-header{background:transparent;border-bottom:1px solid var(--lm-line-soft);}
html[data-layout="lumen"] #mb-header-inner{padding:.9rem 1.6rem;}
html[data-layout="lumen"] .mb-logo{background:var(--lm-pop);color:#04261d;border-radius:9px;box-shadow:0 4px 12px -4px rgba(0,201,160,.5);}
html[data-layout="lumen"] .mb-brand-title{color:var(--lm-ink);font-family:var(--lm-font-d);font-weight:700;}
html[data-layout="lumen"] .mb-brand-sub{color:rgba(var(--lm-ink-rgb),.55);}
html[data-layout="lumen"] #mb-month-nav{background:var(--lm-card);border:1px solid var(--lm-line);border-radius:9px;padding:.2rem .35rem;}
html[data-layout="lumen"] #mb-month-display{color:var(--lm-ink);font-family:var(--lm-font-d);font-weight:600;}
html[data-layout="lumen"] .mb-nav-arrow{color:rgba(var(--lm-ink-rgb),.6);}
html[data-layout="lumen"] .mb-nav-arrow:hover{color:var(--lm-ink);}
html[data-layout="lumen"] .mb-today-btn{color:var(--lm-mint-deep);}
html[data-layout="lumen"] #mb-header .mb-btn-ghost,
html[data-layout="lumen"] .mb-btn-ghost{background:var(--lm-ink);border:1.5px solid var(--lm-ink);color:var(--lm-paper);border-radius:9px;font-weight:600;}
html[data-layout="lumen"] #mb-header .mb-btn-ghost:hover,
html[data-layout="lumen"] .mb-btn-ghost:hover{background:var(--lm-mint);border-color:var(--lm-mint);color:#04261d;}

/* desktop sidebar space / mobile tab-bar space */
@media (min-width:881px){
  html[data-layout="lumen"] #lm-side{display:flex;}
  html[data-layout="lumen"] #mb-header,
  html[data-layout="lumen"] #mb-main{margin-left:236px;}
  html[data-layout="lumen"] .mb-brand{display:none;}
}
@media (max-width:880px){
  html[data-layout="lumen"] #lm-tabbar{display:grid;}
  html[data-layout="lumen"] #mb-main{padding-bottom:88px;}
}

/* ── sidebar ── */
#lm-side{
  display:none;position:fixed;top:0;left:0;bottom:0;width:236px;z-index:60;
  background:var(--lm-card);border-right:1px solid var(--lm-line-soft);
  flex-direction:column;padding:1.1rem .9rem;overflow-y:auto;
  font-family:var(--lm-font-b);
}
.lm-brand{display:flex;align-items:center;gap:.6rem;padding:.2rem .5rem 1rem;}
.lm-mark{width:30px;height:30px;border-radius:9px;background:var(--lm-pop);display:grid;place-items:center;font-family:var(--lm-font-d);font-weight:800;font-size:.95rem;color:#04261d;box-shadow:0 4px 12px -4px rgba(0,201,160,.5);}
.lm-name{font-family:var(--lm-font-d);font-weight:700;font-size:1.02rem;letter-spacing:-.01em;color:var(--lm-ink);}
.lm-sec{font-family:var(--lm-font-m);font-size:.6rem;font-weight:500;letter-spacing:.16em;color:rgba(var(--lm-ink-rgb),.4);padding:.85rem .6rem .35rem;}
.lm-sn{display:flex;align-items:center;gap:.6rem;width:100%;text-align:left;border:none;background:none;cursor:pointer;padding:.5rem .6rem;border-radius:9px;color:rgba(var(--lm-ink-rgb),.66);font-family:var(--lm-font-b);font-weight:500;font-size:.87rem;transition:background .16s,color .16s;}
.lm-sn:hover{background:rgba(var(--lm-ink-rgb),.05);color:var(--lm-ink);}
.lm-sn.on{background:rgba(0,201,160,.10);color:var(--lm-ink);font-weight:600;box-shadow:inset 2.5px 0 0 var(--lm-mint);}
.lm-sn svg{flex:none;opacity:.75;}
.lm-badge{margin-left:auto;font-family:var(--lm-font-m);font-size:.62rem;font-weight:600;background:rgba(var(--lm-ink-rgb),.08);color:rgba(var(--lm-ink-rgb),.6);border-radius:100px;padding:.08rem .45rem;}
.lm-foot{margin-top:auto;border-top:1px solid var(--lm-line-soft);padding-top:.85rem;display:flex;align-items:center;gap:.6rem;}
.lm-avatar{width:34px;height:34px;border-radius:50%;background:linear-gradient(135deg,var(--lm-ocean),var(--lm-ink));color:#fff;display:grid;place-items:center;font-family:var(--lm-font-d);font-weight:700;font-size:.8rem;}
.lm-who b{font-size:.85rem;display:block;color:var(--lm-ink);}
.lm-sync{display:flex;align-items:center;gap:.35rem;font-family:var(--lm-font-m);font-size:.58rem;letter-spacing:.05em;color:rgba(var(--lm-ink-rgb),.5);}
.lm-sync i{width:6px;height:6px;border-radius:50%;background:var(--lm-mint);box-shadow:0 0 0 3px rgba(0,201,160,.18);animation:lmPulse 2.4s ease-in-out infinite;}
@keyframes lmPulse{50%{box-shadow:0 0 0 6px rgba(0,201,160,0);}}

/* ── mobile bottom tab bar ── */
#lm-tabbar{
  display:none;position:fixed;left:0;right:0;bottom:0;z-index:60;
  background:var(--lm-card);border-top:1px solid var(--lm-line);
  grid-template-columns:repeat(5,1fr);
  padding:.35rem .4rem calc(.35rem + env(safe-area-inset-bottom));
  box-shadow:0 -8px 24px -16px rgba(11,22,38,.25);
}
.lm-tab{display:flex;flex-direction:column;align-items:center;gap:.18rem;border:none;background:none;cursor:pointer;padding:.35rem .2rem;border-radius:10px;color:rgba(var(--lm-ink-rgb),.55);font-family:var(--lm-font-b);font-weight:500;font-size:.62rem;}
.lm-tab svg{opacity:.85;}
.lm-tab.on{color:var(--lm-mint-deep);font-weight:600;}
.lm-tab:active{background:rgba(var(--lm-ink-rgb),.05);}

/* ── "More" sheet ── */
#lm-more{position:fixed;inset:0;z-index:300;display:none;}
#lm-more.open{display:block;}
.lm-more-bg{position:absolute;inset:0;background:rgba(11,22,38,.45);}
.lm-more-panel{
  position:absolute;left:0;right:0;bottom:0;
  background:var(--lm-card);border-radius:18px 18px 0 0;
  padding:1.1rem 1.1rem calc(1.1rem + env(safe-area-inset-bottom));
  display:grid;grid-template-columns:repeat(2,1fr);gap:.5rem;
  box-shadow:0 -16px 48px -16px rgba(11,22,38,.45);
}
.lm-more-title{grid-column:1/-1;font-family:var(--lm-font-d);font-weight:700;font-size:1rem;color:var(--lm-ink);padding:.1rem .3rem .4rem;}
.lm-more-item{display:flex;align-items:center;gap:.55rem;border:1px solid var(--lm-line-soft);background:var(--lm-paper);cursor:pointer;padding:.65rem .7rem;border-radius:10px;color:var(--lm-ink);font-family:var(--lm-font-b);font-weight:500;font-size:.84rem;text-align:left;}
.lm-more-item:active{border-color:var(--lm-mint);}

/* ── layout switcher thumbnail ── */
.mb-layout-preview.lumen{background:#f6f7f9;position:relative;border:1px solid rgba(11,22,38,.10);overflow:hidden;}
.mb-layout-preview.lumen::before{content:"";position:absolute;left:0;top:0;bottom:0;width:26%;background:#fff;border-right:1px solid rgba(11,22,38,.08);}
.mb-layout-preview.lumen::after{content:"";position:absolute;left:34%;top:32%;width:46%;height:11%;border-radius:4px;background:linear-gradient(120deg,#00c9a0,#3ec6ff);}

/* ═══ LOGIN — Lumen brand entrance (all layouts, light + dark) ═══ */
#login-screen{background:#f6f7f9;}
[data-theme="dark"] #login-screen{background:#0e141b;}
.login-card{background:#ffffff;border:1px solid rgba(11,22,38,.10);border-radius:16px;box-shadow:0 2px 4px rgba(11,22,38,.06),0 24px 64px -24px rgba(11,22,38,.25);}
[data-theme="dark"] .login-card{background:#18212c;border-color:rgba(255,255,255,.08);box-shadow:0 2px 4px rgba(0,0,0,.45),0 24px 64px -24px rgba(0,0,0,.6);}
.login-mark{width:46px;height:46px;margin:0 auto 14px;border-radius:13px;background:linear-gradient(120deg,#00c9a0,#3ec6ff);display:grid;place-items:center;font-family:'Bricolage Grotesque',sans-serif;font-weight:800;font-size:1.35rem;color:#04261d;box-shadow:0 6px 18px -6px rgba(0,201,160,.55);}
.login-logo{font-family:'Bricolage Grotesque',sans-serif;font-style:normal;font-weight:800;font-size:30px;letter-spacing:-.02em;color:#0b1626;}
.login-logo em{font-style:normal;color:#008f72;}
[data-theme="dark"] .login-logo{color:#e9eef2;}
[data-theme="dark"] .login-logo em{color:#1ecb9f;}
.login-title{font-family:'Bricolage Grotesque',sans-serif;color:#0b1626;}
[data-theme="dark"] .login-title{color:#e9eef2;}
.login-sub{font-family:'Instrument Sans',sans-serif;color:rgba(11,22,38,.6);}
[data-theme="dark"] .login-sub{color:rgba(233,238,242,.6);}
.login-btn{background:#0b1626;color:#fff;border-radius:10px;font-family:'Instrument Sans',sans-serif;font-weight:600;letter-spacing:0;}
.login-btn:hover{background:#00c9a0;color:#04261d;opacity:1;}
[data-theme="dark"] .login-btn{background:#00c9a0;color:#04261d;}
[data-theme="dark"] .login-btn:hover{background:#1ecb9f;}

/* ═══════════════ LUMEN DASHBOARD ═══════════════ */
.lmd-rv{opacity:0;transform:translateY(14px);transition:opacity .6s cubic-bezier(.2,.7,.2,1),transform .6s cubic-bezier(.2,.7,.2,1);}
.lmd-rv.in{opacity:1;transform:none;}
@media (prefers-reduced-motion:reduce){.lmd-rv{opacity:1;transform:none;transition:none;}}

.lmd-greet{display:flex;align-items:flex-end;gap:1rem;margin-bottom:1.3rem;flex-wrap:wrap;font-family:var(--lm-font-b);}
.lmd-greet h1{font-family:var(--lm-font-d);font-weight:700;font-size:1.6rem;letter-spacing:-.02em;color:var(--lm-ink);}
.lmd-greet .lmd-sub{color:rgba(var(--lm-ink-rgb),.55);font-size:.87rem;}

.lmd-grid{display:grid;gap:1.1rem;grid-template-columns:repeat(12,1fr);font-family:var(--lm-font-b);}
.lmd-card{background:var(--lm-card);border:1px solid var(--lm-line);border-radius:14px;box-shadow:var(--lm-shadow-1);padding:1.35rem 1.45rem;transition:transform .25s cubic-bezier(.2,.7,.2,1),box-shadow .25s,border-color .25s;}
.lmd-card:hover{transform:translateY(-3px);box-shadow:var(--lm-shadow-2);border-color:rgba(0,201,160,.35);}
.lmd-h{display:flex;align-items:center;justify-content:space-between;gap:.8rem;margin-bottom:1rem;}
.lmd-t{font-family:var(--lm-font-d);font-weight:700;font-size:1.02rem;letter-spacing:-.01em;color:var(--lm-ink);}
.lmd-a{font-size:.8rem;font-weight:600;color:var(--lm-mint-deep);background:none;border:none;cursor:pointer;font-family:var(--lm-font-b);}
.lmd-a:hover{text-decoration:underline;}
.lmd-chip{font-size:.72rem;font-weight:500;color:rgba(var(--lm-ink-rgb),.6);border:1px solid var(--lm-line-soft);border-radius:7px;padding:.26rem .55rem;}
.lmd-empty{padding:1.4rem .5rem;text-align:center;font-size:.85rem;color:rgba(var(--lm-ink-rgb),.5);}

/* hero */
.lmd-hero{grid-column:span 8;position:relative;overflow:hidden;padding-bottom:0;}
.lmd-eyebrow{font-family:var(--lm-font-m);font-size:.64rem;letter-spacing:.14em;text-transform:uppercase;color:rgba(var(--lm-ink-rgb),.5);}
.lmd-num{font-family:var(--lm-font-d);font-weight:800;font-size:clamp(2.5rem,5vw,3.6rem);letter-spacing:-.03em;line-height:1.05;font-variant-numeric:tabular-nums;color:var(--lm-ink);margin:.3rem 0 .15rem;display:flex;align-items:baseline;gap:.12em;}
.lmd-num .lmd-cur{font-size:.45em;font-weight:600;color:rgba(var(--lm-ink-rgb),.5);}
.lmd-numsub{font-size:.83rem;color:rgba(var(--lm-ink-rgb),.6);}
.lmd-numsub b{color:var(--lm-ink);font-weight:600;}
.lmd-chart{position:relative;margin:.9rem -1.45rem 0;height:165px;}
.lmd-chart svg{width:100%;height:100%;display:block;}
#lmdDot{filter:drop-shadow(0 0 6px rgba(0,201,160,.7));}
.lmd-tip{position:absolute;transform:translate(-50%,-135%);background:var(--lm-ink);color:var(--lm-paper);border-radius:9px;font-family:var(--lm-font-m);font-size:.64rem;letter-spacing:.03em;padding:.38rem .6rem;white-space:nowrap;opacity:0;transition:opacity .5s ease;box-shadow:0 10px 24px -8px rgba(11,22,38,.5);pointer-events:none;}
.lmd-tip::after{content:"";position:absolute;left:50%;bottom:-4px;transform:translateX(-50%) rotate(45deg);width:8px;height:8px;background:var(--lm-ink);border-radius:2px;}
.lmd-tip b{color:var(--lm-mint);}

/* health */
.lmd-health{grid-column:span 4;}
.lmd-ringwrap{display:flex;align-items:center;gap:1.1rem;}
.lmd-ring{position:relative;width:104px;height:104px;flex:none;}
.lmd-ring svg{transform:rotate(-90deg);}
.lmd-ring .lmd-track{stroke:rgba(var(--lm-ink-rgb),.08);}
.lmd-ring .lmd-prog{stroke:url(#lmdRG);stroke-linecap:round;transition:stroke-dashoffset 1.4s cubic-bezier(.2,.7,.2,1);}
.lmd-ringc{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;}
.lmd-ringc b{font-family:var(--lm-font-d);font-weight:800;font-size:1.4rem;color:var(--lm-ink);}
.lmd-ringc span{font-family:var(--lm-font-m);font-size:.52rem;letter-spacing:.12em;color:rgba(var(--lm-ink-rgb),.5);}
.lmd-checks{list-style:none;display:flex;flex-direction:column;gap:.5rem;margin:0;padding:0;}
.lmd-checks li{display:flex;gap:.5rem;align-items:flex-start;font-size:.82rem;color:rgba(var(--lm-ink-rgb),.8);}
.lmd-tick{flex:none;width:16px;height:16px;border-radius:50%;display:grid;place-items:center;margin-top:.12rem;background:rgba(0,201,160,.14);color:var(--lm-mint-deep);font-size:.62rem;font-weight:700;}
.lmd-tick.w{background:rgba(240,140,58,.16);color:var(--lm-warn);}

/* stat tiles */
.lmd-stat{grid-column:span 3;padding:1.05rem 1.2rem;}
.lmd-sl{font-family:var(--lm-font-m);font-size:.6rem;letter-spacing:.12em;text-transform:uppercase;color:rgba(var(--lm-ink-rgb),.5);}
.lmd-srow{display:flex;align-items:flex-end;justify-content:space-between;gap:.6rem;margin-top:.4rem;}
.lmd-sv{font-family:var(--lm-font-d);font-weight:700;font-size:1.38rem;letter-spacing:-.02em;font-variant-numeric:tabular-nums;color:var(--lm-ink);}
.lmd-sv.up{color:var(--lm-mint-deep);}
.lmd-sv.warn{color:var(--lm-warn);}
.lmd-spark{width:80px;height:28px;flex:none;}
.lmd-spark path{fill:none;stroke-width:2;stroke-linecap:round;}
.lmd-ss{font-size:.72rem;color:rgba(var(--lm-ink-rgb),.5);margin-top:.12rem;}

/* flow */
.lmd-flow{grid-column:span 7;}
.lmd-flowbox{width:100%;height:290px;}
.lmd-flowbox svg{width:100%;height:100%;display:block;}
.lmd-rib{opacity:0;transition:opacity .9s ease;}
.lmd-rib.show{opacity:.3;}
.lmd-rib:hover{opacity:.55;}
.lmd-fl{font-family:var(--lm-font-b);font-weight:600;font-size:12.5px;fill:var(--lm-ink);}
.lmd-fa{font-family:var(--lm-font-m);font-weight:500;font-size:10.5px;fill:rgba(var(--lm-ink-rgb),.55);}

/* bills + txns shared rows */
.lmd-bills{grid-column:span 5;}
.lmd-txns{grid-column:span 7;}
.lmd-snow{grid-column:span 5;}
.lmd-row{display:flex;align-items:center;gap:.85rem;padding:.58rem 0;border-bottom:1px solid var(--lm-line-soft);}
.lmd-row:last-child{border-bottom:none;}
.lmd-lg{flex:none;width:38px;height:38px;border-radius:10px;display:grid;place-items:center;font-family:var(--lm-font-d);font-weight:700;font-size:.92rem;}
.lmd-lg-a{background:rgba(21,110,143,.14);color:var(--lm-ocean);}
.lmd-lg-b{background:rgba(0,201,160,.14);color:var(--lm-mint-deep);}
.lmd-lg-c{background:rgba(240,140,58,.15);color:var(--lm-warn);}
.lmd-lg-d{background:rgba(var(--lm-ink-rgb),.08);color:var(--lm-ink);}
.lmd-rn{font-weight:600;font-size:.88rem;color:var(--lm-ink);}
.lmd-rs{font-size:.72rem;color:rgba(var(--lm-ink-rgb),.5);}
.lmd-rs.soon{color:var(--lm-warn);font-weight:600;}
.lmd-rv2{margin-left:auto;text-align:right;}
.lmd-amt{font-family:var(--lm-font-d);font-weight:700;font-size:.95rem;font-variant-numeric:tabular-nums;color:var(--lm-ink);}
.lmd-amt.in{color:var(--lm-mint-deep);}
.lmd-tag{font-family:var(--lm-font-m);font-size:.56rem;letter-spacing:.06em;color:var(--lm-mint-deep);background:rgba(0,201,160,.10);padding:.1rem .4rem;border-radius:5px;}
.lmd-st{font-family:var(--lm-font-m);font-size:.58rem;letter-spacing:.06em;padding:.16rem .5rem;border-radius:100px;}
.lmd-st.ok{color:var(--lm-mint-deep);background:rgba(0,201,160,.10);}
.lmd-st.pend{color:var(--lm-warn);background:rgba(240,140,58,.14);}
.lmd-meta{display:flex;flex-direction:column;gap:.5rem;}
.lmd-meta .l{font-family:var(--lm-font-m);font-size:.58rem;letter-spacing:.12em;text-transform:uppercase;color:rgba(var(--lm-ink-rgb),.5);}
.lmd-meta .v{font-family:var(--lm-font-d);font-weight:700;font-size:1rem;color:var(--lm-ink);}
.lmd-meta .v.mint{color:var(--lm-mint-deep);}
.lmd-meta .v.red{color:var(--lm-bad);}

@media (max-width:1060px){
  .lmd-hero,.lmd-health,.lmd-flow,.lmd-bills,.lmd-txns,.lmd-snow{grid-column:span 12;}
  .lmd-stat{grid-column:span 6;}
}
@media (max-width:560px){.lmd-stat{grid-column:span 12;}}

/* sidebar sign-out */
.lm-out{margin-left:auto;flex:none;border:none;background:none;cursor:pointer;width:30px;height:30px;border-radius:8px;display:grid;place-items:center;color:rgba(var(--lm-ink-rgb),.5);transition:background .16s,color .16s;}
.lm-out:hover{background:rgba(226,85,85,.10);color:var(--lm-bad);}
.lm-more-out{color:var(--lm-bad);}

/* ═══════════════════════════════════════════════════════════════════
   LUMEN BRIDGE — remap the Modern (--mb-*) token system under Lumen.
   Every Modern-rendered page instantly wears the Lumen skin, both modes,
   with zero functional changes.
   ═══════════════════════════════════════════════════════════════════ */
html[data-layout="lumen"]{
  --mb-ink:        #0b1626;
  --mb-ink-rgb:    11,22,38;
  --mb-deep:       #156e8f;
  --mb-ocean:      #156e8f;
  --mb-accent:     #00c9a0;
  --mb-accent-deep:#008f72;
  --mb-warn:       #f08c3a;
  --mb-bad:        #e25555;
  --mb-cream:      #f6f7f9;
  --mb-card:       #ffffff;
  --mb-line:        rgba(11,22,38,.10);
  --mb-line-soft:   rgba(11,22,38,.06);
  --mb-line-strong: rgba(11,22,38,.26);
  --mb-shadow-1: 0 1px 2px rgba(11,22,38,.05), 0 8px 24px -12px rgba(11,22,38,.12);
  --mb-shadow-2: 0 2px 4px rgba(11,22,38,.06), 0 16px 40px -16px rgba(11,22,38,.18);
  --mb-banner: linear-gradient(120deg,#0b1626,#156e8f);
}
html[data-layout="lumen"][data-theme="dark"]{
  --mb-ink:        #e9eef2;
  --mb-ink-rgb:    233,238,242;
  --mb-deep:       #4fb3cf;
  --mb-ocean:      #4fb3cf;
  --mb-accent-deep:#1ecb9f;
  --mb-warn:       #f59e4b;
  --mb-bad:        #f87171;
  --mb-cream:      #0e141b;
  --mb-card:       #18212c;
  --mb-line:        rgba(255,255,255,.14);
  --mb-line-soft:   rgba(255,255,255,.07);
  --mb-line-strong: rgba(255,255,255,.26);
  --mb-shadow-1: 0 1px 2px rgba(0,0,0,.4), 0 8px 24px -12px rgba(0,0,0,.55);
  --mb-shadow-2: 0 2px 4px rgba(0,0,0,.45), 0 16px 40px -16px rgba(0,0,0,.65);
}

/* Lumen polish for bridged Modern components */
html[data-layout="lumen"] .mb-page-title,
html[data-layout="lumen"] .mb-card-title,
html[data-layout="lumen"] .mb-hero-value,
html[data-layout="lumen"] .mb-ledger-stat-value{
  font-family:'Bricolage Grotesque',sans-serif;letter-spacing:-.02em;
}
html[data-layout="lumen"] .mb-card{border-radius:14px;}
html[data-layout="lumen"] .mb-btn-small,
html[data-layout="lumen"] .mb-btn-secondary,
html[data-layout="lumen"] .mb-btn-cta,
html[data-layout="lumen"] .mb-pbtn,
html[data-layout="lumen"] .mb-finput,
html[data-layout="lumen"] .mb-fsel,
html[data-layout="lumen"] .mb-search-input,
html[data-layout="lumen"] .mb-extra-input{border-radius:9px;}

/* recolor Modern's hardcoded icon strokes/fills to the Lumen palette */
html[data-layout="lumen"] [stroke="#0f3057"]{stroke:#156e8f;}
html[data-layout="lumen"][data-theme="dark"] [stroke="#0f3057"]{stroke:#4fb3cf;}
html[data-layout="lumen"] [stroke="#00c49a"]{stroke:#00c9a0;}
html[data-layout="lumen"] [fill="#00c49a"]{fill:#00c9a0;}

/* ═══════════════ LUMEN BILLS ═══════════════ */
.lmb-seg{display:inline-flex;gap:3px;background:rgba(var(--lm-ink-rgb),.06);border-radius:999px;padding:3px;margin-bottom:1rem;font-family:var(--lm-font-b);}
.lmb-opt{padding:.45rem 1.15rem;border:none;border-radius:999px;cursor:pointer;font-family:var(--lm-font-b);font-size:.82rem;font-weight:600;background:transparent;color:rgba(var(--lm-ink-rgb),.62);transition:all .15s;}
.lmb-opt.on{background:var(--lm-mint);color:#04261d;}
.lmb-due{flex:none;width:44px;height:44px;border-radius:11px;background:rgba(var(--lm-ink-rgb),.045);border:1px solid var(--lm-line-soft);display:flex;flex-direction:column;align-items:center;justify-content:center;line-height:1.05;}
.lmb-due b{font-family:var(--lm-font-d);font-weight:700;font-size:1rem;color:var(--lm-ink);}
.lmb-due span{font-family:var(--lm-font-m);font-size:.5rem;letter-spacing:.1em;color:rgba(var(--lm-ink-rgb),.5);}
.lmb-due.soon{background:rgba(240,140,58,.10);border-color:rgba(240,140,58,.35);}
.lmb-due.soon b{color:var(--lm-warn);}
.lmd-tag.lmb-manual{color:rgba(var(--lm-ink-rgb),.55);background:rgba(var(--lm-ink-rgb),.07);}
.lmb-divider{display:flex;align-items:center;gap:.7rem;padding:.55rem 0;}
.lmb-divider::before,.lmb-divider::after{content:"";flex:1;height:1px;background:var(--lm-line);}
.lmb-divider span{font-family:var(--lm-font-m);font-size:.6rem;letter-spacing:.12em;text-transform:uppercase;color:var(--lm-mint-deep);white-space:nowrap;}
.lmb-grid7{display:grid;grid-template-columns:repeat(7,1fr);gap:4px;}
.lmb-dow{text-align:center;font-family:var(--lm-font-m);font-size:.58rem;font-weight:600;color:rgba(var(--lm-ink-rgb),.5);text-transform:uppercase;letter-spacing:.08em;padding:6px 0;}
.lmb-cell{min-height:74px;border-radius:10px;padding:5px 6px;background:var(--lm-card);border:1px solid var(--lm-line-soft);box-shadow:var(--lm-shadow-1);}
.lmb-cell.lmb-blank{background:rgba(var(--lm-ink-rgb),.02);border:none;box-shadow:none;}
.lmb-cell.today{border:1.5px solid var(--lm-mint);}
.lmb-cell.today .lmb-dnum{color:var(--lm-mint-deep);font-weight:700;}
.lmb-dnum{font-family:var(--lm-font-d);font-size:.72rem;font-weight:500;color:var(--lm-ink);}
.lmb-pill{background:rgba(0,201,160,.14);color:var(--lm-mint-deep);border-radius:5px;padding:2px 5px;font-size:.6rem;font-weight:600;margin-top:2px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;font-family:var(--lm-font-b);}
@media (max-width:560px){.lmb-cell{min-height:56px;}}

/* ═══════════════ LUMEN BUDGET ═══════════════ */
.lmbg-ring-card{display:flex;align-items:center;gap:1.8rem;flex-wrap:wrap;margin-bottom:1.1rem;font-family:var(--lm-font-b);}
.lmbg-ring{position:relative;width:128px;height:128px;flex:none;}
.lmbg-ring svg{transform:rotate(-90deg);}
.lmbg-ring-track{stroke:rgba(var(--lm-ink-rgb),.08);}
.lmbg-ring-prog{stroke:url(#lmbgRG);transition:stroke-dashoffset 1.2s cubic-bezier(.2,.7,.2,1);}
.lmbg-ring-prog.warn{stroke:var(--lm-warn);}
.lmbg-ring-prog.over{stroke:var(--lm-bad);}
.lmbg-ring-c{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;}
.lmbg-ring-c b{font-family:var(--lm-font-d);font-weight:800;font-size:1.7rem;color:var(--lm-ink);}
.lmbg-ring-c span{font-family:var(--lm-font-m);font-size:.52rem;letter-spacing:.14em;color:rgba(var(--lm-ink-rgb),.5);}
.lmbg-rs-grid{flex:1;min-width:260px;display:grid;grid-template-columns:repeat(3,1fr);gap:.9rem 1.2rem;}
.lmbg-rs-v{font-family:var(--lm-font-d);font-weight:700;font-size:1.16rem;letter-spacing:-.02em;font-variant-numeric:tabular-nums;color:var(--lm-ink);}
.lmbg-rs-l{font-family:var(--lm-font-m);font-size:.58rem;letter-spacing:.1em;text-transform:uppercase;color:rgba(var(--lm-ink-rgb),.5);margin-top:.15rem;}
.lmbg-good-t{color:var(--lm-mint-deep);}
.lmbg-ocean-t{color:var(--lm-ocean);}
.lmbg-warn-t{color:var(--lm-warn);}
.lmbg-over-t{color:var(--lm-bad);}
.lmbg-mut-t{color:rgba(var(--lm-ink-rgb),.55);}

.lmbg-income{margin-bottom:1.1rem;font-family:var(--lm-font-b);}
.lmbg-inc-row{display:flex;align-items:flex-start;justify-content:space-between;gap:1rem;flex-wrap:wrap;}
.lmbg-srcs{display:flex;gap:1.6rem;flex-wrap:wrap;}
.lmbg-src-l{font-family:var(--lm-font-m);font-size:.56rem;letter-spacing:.08em;text-transform:uppercase;color:var(--lm-mint-deep);font-weight:600;}
.lmbg-src-v{font-family:var(--lm-font-d);font-weight:700;font-size:1.02rem;color:var(--lm-ink);}
.lmbg-inc-tot{text-align:right;}
.lmbg-inc-l{font-family:var(--lm-font-m);font-size:.56rem;letter-spacing:.1em;text-transform:uppercase;color:rgba(var(--lm-ink-rgb),.5);}
.lmbg-inc-v{font-family:var(--lm-font-d);font-weight:700;font-size:1.1rem;color:var(--lm-ink);}
.lmbg-inc-actual{display:flex;align-items:center;justify-content:space-between;gap:1rem;margin-top:.9rem;padding-top:.85rem;border-top:1px solid var(--lm-line-soft);}
.lmbg-inc-cap{font-size:.78rem;color:rgba(var(--lm-ink-rgb),.55);}

.lmbg-actions{display:flex;gap:.6rem;margin-bottom:1rem;flex-wrap:wrap;}

.lmbg-cat{background:var(--lm-card);border:1px solid var(--lm-line);border-radius:14px;box-shadow:var(--lm-shadow-1);margin-bottom:.6rem;overflow:hidden;transition:box-shadow .2s,border-color .2s;font-family:var(--lm-font-b);}
.lmbg-cat:hover{box-shadow:var(--lm-shadow-2);}
.lmbg-cat.over{border-color:rgba(226,85,85,.4);}
.lmbg-cat-hdr{display:flex;align-items:center;gap:.85rem;padding:.85rem 1.05rem;cursor:pointer;position:relative;}
.lmbg-cat-bar-c{position:absolute;left:0;top:0;bottom:0;width:4px;}
.lmbg-cat-icon{font-size:1.2rem;flex:none;margin-left:.2rem;}
.lmbg-cat-info{flex:1;min-width:0;}
.lmbg-cat-name{font-weight:600;font-size:.95rem;color:var(--lm-ink);}
.lmbg-cat-meta{font-size:.74rem;color:rgba(var(--lm-ink-rgb),.55);margin-top:2px;}
.lmbg-over-tag{color:var(--lm-bad);font-family:var(--lm-font-m);font-size:.58rem;font-weight:700;letter-spacing:.05em;}
.lmbg-cat-amts{text-align:right;flex:none;}
.lmbg-cat-spent{font-family:var(--lm-font-d);font-weight:700;font-size:1.02rem;font-variant-numeric:tabular-nums;color:var(--lm-ink);}
.lmbg-cat-of{font-size:.72rem;color:rgba(var(--lm-ink-rgb),.5);}
.lmbg-chev{flex:none;color:rgba(var(--lm-ink-rgb),.4);transition:transform .25s;}
.lmbg-cat.expanded .lmbg-chev{transform:rotate(180deg);}
.lmbg-cat-bar{height:6px;background:rgba(var(--lm-ink-rgb),.07);overflow:hidden;}
.lmbg-cat-fill{height:100%;border-radius:0 3px 3px 0;}
.lmbg-cat-exp{max-height:0;overflow:hidden;transition:max-height .3s ease;padding:0 1.05rem;}
.lmbg-cat.expanded .lmbg-cat-exp{max-height:1400px;padding:.9rem 1.05rem 1rem;}
.lmbg-makeup{background:rgba(var(--lm-ink-rgb),.03);border:1px solid var(--lm-line-soft);border-radius:10px;padding:.7rem .85rem;margin-bottom:.8rem;}
.lmbg-mk-h{font-family:var(--lm-font-m);font-size:.56rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:rgba(var(--lm-ink-rgb),.5);margin-bottom:.4rem;}
.lmbg-mk-row{display:flex;justify-content:space-between;align-items:center;padding:3px 0;font-size:.8rem;color:rgba(var(--lm-ink-rgb),.8);}
.lmbg-mk-row.mut{color:rgba(var(--lm-ink-rgb),.45);}
.lmbg-mk-row span:first-child{overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}
.lmbg-mk-amt{font-family:var(--lm-font-m);flex-shrink:0;margin-left:10px;}
.lmbg-mk-tag{font-size:.56rem;color:rgba(var(--lm-ink-rgb),.45);}
.lmbg-mk-total{border-top:1px solid var(--lm-line-soft);margin-top:6px;padding-top:6px;display:flex;justify-content:space-between;font-size:.8rem;font-weight:700;color:var(--lm-ink);}
.lmbg-exp-label{font-family:var(--lm-font-m);font-size:.58rem;letter-spacing:.1em;text-transform:uppercase;color:rgba(var(--lm-ink-rgb),.5);margin-bottom:.4rem;}
.lmbg-sub{display:flex;align-items:center;gap:.6rem;padding:.4rem 0;border-bottom:1px solid var(--lm-line-soft);font-size:.82rem;}
.lmbg-sub:last-of-type{border-bottom:none;}
.lmbg-sub-date{font-family:var(--lm-font-m);font-size:.68rem;color:rgba(var(--lm-ink-rgb),.5);flex:none;width:38px;}
.lmbg-sub-desc{flex:1;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;color:var(--lm-ink);}
.lmbg-sub-amt{font-family:var(--lm-font-d);font-weight:600;font-variant-numeric:tabular-nums;color:var(--lm-ink);flex:none;}
.lmbg-sub-edit{flex:none;border:none;background:none;cursor:pointer;color:rgba(var(--lm-ink-rgb),.45);font-size:.8rem;}
.lmbg-sub-edit:hover{color:var(--lm-mint-deep);}
.lmbg-cat-empty{font-size:.82rem;color:rgba(var(--lm-ink-rgb),.5);padding:.5rem 0;}
.lmbg-cat-actions{display:flex;gap:.5rem;margin-top:.8rem;}
.lmbg-add{width:100%;border:1.5px dashed var(--lm-line-strong);background:none;border-radius:12px;padding:.85rem;cursor:pointer;font-family:var(--lm-font-b);font-weight:600;font-size:.88rem;color:rgba(var(--lm-ink-rgb),.6);transition:all .16s;margin-bottom:1rem;}
.lmbg-add:hover{border-color:var(--lm-mint);color:var(--lm-mint-deep);background:rgba(0,201,160,.04);}

.lmbg-goals{font-family:var(--lm-font-b);}
.lmbg-goal{padding:.7rem 0;border-bottom:1px solid var(--lm-line-soft);}
.lmbg-goal:last-child{border-bottom:none;}
.lmbg-goal-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:.45rem;}
.lmbg-goal-name{font-weight:600;font-size:.9rem;color:var(--lm-ink);}
.lmbg-goal-amts{font-family:var(--lm-font-m);font-size:.78rem;color:rgba(var(--lm-ink-rgb),.6);display:flex;align-items:center;gap:.5rem;}
.lmbg-goal-del{border:none;background:none;cursor:pointer;color:rgba(var(--lm-ink-rgb),.4);font-size:.8rem;}
.lmbg-goal-del:hover{color:var(--lm-bad);}
.lmbg-goal-foot{display:flex;justify-content:space-between;font-size:.72rem;color:rgba(var(--lm-ink-rgb),.5);margin-top:.4rem;}
@media (max-width:560px){.lmbg-rs-grid{grid-template-columns:repeat(2,1fr);}}

/* ═══════════════ LUMEN LEDGER ═══════════════ */
.lml-stats{margin-bottom:1.1rem;}
.lml-toolbar{display:flex;flex-wrap:wrap;gap:.55rem;align-items:center;margin-bottom:1rem;font-family:var(--lm-font-b);}
.lml-search{position:relative;flex:1;min-width:200px;display:flex;align-items:center;}
.lml-search svg{position:absolute;left:.7rem;color:rgba(var(--lm-ink-rgb),.45);pointer-events:none;}
.lml-search-input{width:100%;border:1px solid var(--lm-line);background:var(--lm-card);border-radius:9px;padding:.55rem .7rem .55rem 2.1rem;font-family:var(--lm-font-b);font-size:.86rem;color:var(--lm-ink);transition:border-color .15s,box-shadow .15s;}
.lml-search-input:focus{outline:none;border-color:var(--lm-mint);box-shadow:0 0 0 3px rgba(0,201,160,.14);}
.lml-search-input::placeholder{color:rgba(var(--lm-ink-rgb),.4);}
.lml-sel{border:1px solid var(--lm-line);background:var(--lm-card);border-radius:9px;padding:.55rem .7rem;font-family:var(--lm-font-b);font-size:.82rem;color:var(--lm-ink);cursor:pointer;}
.lml-sel:focus{outline:none;border-color:var(--lm-mint);}

.lml-tcard{padding:0;overflow:hidden;}
.lml-thead-bar{display:flex;align-items:center;justify-content:space-between;padding:1rem 1.25rem;border-bottom:1px solid var(--lm-line-soft);}
.lml-scroll{overflow-x:auto;}
.lml-table{width:100%;border-collapse:collapse;font-family:var(--lm-font-b);}
.lml-table thead th{text-align:left;font-family:var(--lm-font-m);font-size:.6rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:rgba(var(--lm-ink-rgb),.5);padding:.65rem 1rem;border-bottom:1px solid var(--lm-line-soft);white-space:nowrap;background:rgba(var(--lm-ink-rgb),.015);}
.lml-th-sort{cursor:pointer;user-select:none;transition:color .15s;}
.lml-th-sort:hover{color:var(--lm-mint-deep);}
.lml-th-sort.on{color:var(--lm-ink);}
.lml-sortar{font-size:.55rem;color:var(--lm-mint-deep);margin-left:2px;}
.lml-table tbody td{padding:.6rem 1rem;border-bottom:1px solid var(--lm-line-soft);font-size:.85rem;color:var(--lm-ink);vertical-align:middle;}
.lml-table tbody tr:last-child td{border-bottom:none;}
.lml-table tbody tr{transition:background .12s;}
.lml-table tbody tr:hover{background:rgba(var(--lm-ink-rgb),.022);}
.lml-table tbody tr.mb-selected{background:rgba(0,201,160,.07);}
.lml-cb{width:36px;text-align:center;}
.lml-check{width:15px;height:15px;cursor:pointer;accent-color:var(--lm-mint-deep);}
.lml-date{font-family:var(--lm-font-m);font-size:.78rem;color:rgba(var(--lm-ink-rgb),.6);white-space:nowrap;}
.lml-desc{font-weight:500;max-width:280px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}
.lml-pill{display:inline-flex;align-items:center;gap:.3rem;border-radius:6px;padding:.18rem .5rem;font-size:.72rem;font-weight:600;white-space:nowrap;}
.lml-amt{font-family:var(--lm-font-d);font-weight:700;font-variant-numeric:tabular-nums;white-space:nowrap;}
.lml-amt.in{color:var(--lm-mint-deep);}
.lml-amt.out{color:var(--lm-ink);}
.lml-status{font-family:var(--lm-font-m);font-size:.58rem;letter-spacing:.05em;text-transform:uppercase;padding:.18rem .5rem;border-radius:100px;font-weight:600;}
.lml-st-cleared{color:var(--lm-mint-deep);background:rgba(0,201,160,.12);}
.lml-st-pending{color:var(--lm-warn);background:rgba(240,140,58,.14);}
.lml-st-reconciled{color:var(--lm-ocean);background:rgba(21,110,143,.12);}
.lml-rowact{white-space:nowrap;text-align:right;}
.lml-rbtn{border:none;background:none;cursor:pointer;color:rgba(var(--lm-ink-rgb),.45);font-size:.85rem;padding:.2rem .35rem;border-radius:6px;transition:all .14s;}
.lml-rbtn:hover{background:rgba(0,201,160,.1);color:var(--lm-mint-deep);}
.lml-rbtn.lml-del:hover{background:rgba(226,85,85,.12);color:var(--lm-bad);}
.lml-empty{text-align:center;padding:2.5rem 1rem;color:rgba(var(--lm-ink-rgb),.5);font-size:.88rem;}
/* bulk bar under Lumen */
html[data-layout="lumen"] .mb-bulk-bar{background:var(--lm-ink);color:var(--lm-paper);border-radius:12px;box-shadow:0 12px 32px -10px rgba(11,22,38,.5);font-family:var(--lm-font-b);}
html[data-layout="lumen"] .mb-bulk-btn{border-radius:8px;}
@media (max-width:560px){.lml-desc{max-width:140px;}.lml-search{min-width:140px;}}


/* ═══════════════════════════════════════════════════════════════════
   MIDNIGHT SKIN
   ─────────────────────────────────────────────────────────────────
   Midnight rides on the Modern engine. It is activated purely by
   data-skin="midnight" on <html> (set by applyLayout in app.js).
   Every rule below is scoped to html[data-skin="midnight"], so when
   the skin is off, none of this exists. The two new shell elements
   (#mn-sidebar, #mn-tabbar) are hidden by default and only revealed
   inside the skin's media queries.
   Typography: Sora (headings) · Manrope (body) · Space Grotesk (figures)
   ═══════════════════════════════════════════════════════════════════ */

/* New shell elements never appear outside the Midnight skin */
#mn-sidebar, #mn-tabbar { display: none; }

/* ── Layout picker preview card (visible in Settings under any skin) ── */
.mb-layout-preview.midnight {
  background: linear-gradient(160deg, #0b0b14 0%, #13131f 55%, #2e1065 100%);
  position: relative; overflow: hidden;
}
.mb-layout-preview.midnight::before {
  content: ''; position: absolute;
  left: 6px; top: 6px; bottom: 6px; width: 22%;
  border-radius: 4px;
  background: #0e0e1a; border: 1px solid #1c1c2e;
}
.mb-layout-preview.midnight::after {
  content: ''; position: absolute;
  right: 10px; top: 10px; width: 26px; height: 26px;
  border-radius: 8px;
  background: linear-gradient(135deg, #6366f1, #a855f7);
  box-shadow: 0 0 12px rgba(124,58,237,0.6);
}

/* ── MIDNIGHT · LIGHT tokens ── */
html[data-skin="midnight"] {
  --mb-ink:         #14141f;
  --mb-deep:        #4338ca;
  --mb-ocean:       #7c3aed;
  --mb-accent:      #6366f1;
  --mb-accent-deep: #4f46e5;
  --mb-warn:        #d97706;
  --mb-bad:         #e11d48;
  --mb-cream:       #f4f4f8;
  --mb-card:        #ffffff;
  --mb-line:        rgba(20,20,31,0.14);
  --mb-line-soft:   #e7e7f0;
  --mb-line-strong: rgba(20,20,31,0.28);
  --mb-ink-rgb:     20,20,31;
  --mb-shadow-1: 0 4px 16px -4px rgba(67,56,202,0.10), 0 2px 6px -2px rgba(20,20,31,0.06);
  --mb-shadow-2: 0 8px 28px -8px rgba(67,56,202,0.16), 0 3px 10px -3px rgba(20,20,31,0.08);
  --mb-font-display: 'Sora', sans-serif;
  --mb-font-body:    'Manrope', sans-serif;
  --mb-font-mono:    'Space Grotesk', sans-serif;

  /* Midnight-only tokens */
  --mn-banner:    linear-gradient(135deg, #4338ca 0%, #7c3aed 100%);
  --mn-grad:      linear-gradient(135deg, #6366f1, #a855f7);
  --mn-glow:      0 8px 20px rgba(124,58,237,0.35);
  --mn-hero:      linear-gradient(140deg, #4338ca, #7c3aed);
  --mn-hero-line: rgba(255,255,255,0.18);
  --mn-good:      #16a34a;
  --mn-spend:     #d946ef;
  --mn-side-bg:   #ffffff;
  --mn-side-line: #e7e7f0;
}

/* ── MIDNIGHT · DARK tokens ── */
html[data-skin="midnight"][data-theme="dark"] {
  --mb-ink:         #e7e6ef;
  --mb-deep:        #a5b4fc;
  --mb-ocean:       #c4b5fd;
  --mb-accent:      #818cf8;
  --mb-accent-deep: #a5b4fc;
  --mb-warn:        #fbbf24;
  --mb-bad:         #fb7185;
  --mb-cream:       #0b0b14;
  --mb-card:        #13131f;
  --mb-line:        rgba(231,230,239,0.14);
  --mb-line-soft:   #1f1f30;
  --mb-line-strong: rgba(231,230,239,0.26);
  --mb-ink-rgb:     231,230,239;
  --mb-shadow-1: 0 4px 16px -4px rgba(0,0,0,0.55), 0 2px 6px -2px rgba(0,0,0,0.40);
  --mb-shadow-2: 0 8px 28px -8px rgba(0,0,0,0.65), 0 3px 10px -3px rgba(0,0,0,0.45);

  --mn-banner:    linear-gradient(135deg, #12122b 0%, #2e1065 100%);
  --mn-grad:      linear-gradient(135deg, #6366f1, #a855f7);
  --mn-glow:      0 0 22px rgba(124,58,237,0.5);
  --mn-hero:      linear-gradient(140deg, #171633, #2e1065);
  --mn-hero-line: rgba(255,255,255,0.14);
  --mn-good:      #34d399;
  --mn-spend:     #f0abdc;
  --mn-side-bg:   #0e0e1a;
  --mn-side-line: #1c1c2e;
}

/* ── Shell base ── */
html[data-skin="midnight"] #modern-shell { font-family: 'Manrope', sans-serif; }

/* Header: locked to the Midnight gradient. !important is deliberate —
   the Color Theme picker sets --mb-banner as an inline style on <html>,
   and only !important outranks an inline style. */
html[data-skin="midnight"] #mb-header { background: var(--mn-banner) !important; }

/* Brand logo + primary header action get the signature gradient */
html[data-skin="midnight"] .mb-logo,
html[data-skin="midnight"] .mb-drawer-logo,
html[data-skin="midnight"] .mn-side-logo {
  background: var(--mn-grad);
  box-shadow: 0 0 14px rgba(124,58,237,0.45);
}
html[data-skin="midnight"] #mb-header .mb-btn-ghost {
  background: var(--mn-grad);
  border: none;
  box-shadow: var(--mn-glow);
}

/* ── Hero card → gradient glow panel (both modes, per mockup) ── */
html[data-skin="midnight"] .mb-hero-card {
  background: var(--mn-hero);
  border: 1px solid rgba(124,58,237,0.4);
  border-radius: 20px;
  position: relative;
  box-shadow: var(--mb-shadow-2);
}
html[data-skin="midnight"] .mb-hero-card::after {
  content: ''; position: absolute;
  top: -40px; right: -30px; width: 150px; height: 150px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(168,85,247,0.45), transparent 70%);
  pointer-events: none;
}
html[data-skin="midnight"] .mb-hero-cell  { border-color: var(--mn-hero-line); }
html[data-skin="midnight"] .mb-hero-label { color: rgba(221,214,254,0.92); }
html[data-skin="midnight"] .mb-hero-value { color: #ffffff; }
html[data-skin="midnight"] .mb-hero-value.mb-value-green { color: #6ee7b7; }
html[data-skin="midnight"] .mb-hero-value.mb-value-red   { color: #fda4af; }
html[data-skin="midnight"] .mb-hero-value .mb-cents { color: rgba(255,255,255,0.55); }
html[data-skin="midnight"] .mb-hero-sub {
  color: rgba(255,255,255,0.62);
  font-family: 'Manrope', sans-serif;
}

/* ── Cards ── */
html[data-skin="midnight"] .mb-card {
  border-radius: 16px;
  border: 1px solid var(--mb-line-soft);
  box-shadow: var(--mb-shadow-1);
}
html[data-skin="midnight"] .mb-card-action { color: var(--mb-ocean); }

/* Income stays GREEN under Midnight (Modern maps green onto its mint
   accent; Midnight's accent is indigo, so we re-point income colors). */
html[data-skin="midnight"] .mb-val-green { color: var(--mn-good); }

/* ── Nav links (shared by drawer AND Midnight sidebar) ── */
html[data-skin="midnight"] .mb-nav-link {
  font-family: 'Manrope', sans-serif;
  border-radius: 9px;
}
html[data-skin="midnight"] .mb-nav-link:hover { background: rgba(99,102,241,0.09); }
html[data-skin="midnight"] .mb-nav-link.active {
  background: linear-gradient(135deg, rgba(99,102,241,0.15), rgba(168,85,247,0.12));
  color: var(--mb-accent-deep);
  box-shadow: inset 0 0 0 1px rgba(124,58,237,0.30);
}
html[data-skin="midnight"] .mb-nav-label {
  font-family: 'Space Grotesk', sans-serif;
  letter-spacing: 0.14em;
}
html[data-skin="midnight"] .mb-nav-badge { background: #f43f5e; }
html[data-skin="midnight"] #mb-nav-drawer { background: var(--mn-side-bg); }

/* ── SVG accent remaps (Modern hardcodes navy/mint in card icons) ── */
html[data-skin="midnight"] [stroke="#0f3057"] { stroke: #6366f1; }
html[data-skin="midnight"] [fill="#00c49a"]   { fill: #a855f7; }
html[data-skin="midnight"] [stroke="#00c49a"] { stroke: #a855f7; }
html[data-skin="midnight"][data-theme="dark"] [stroke="#0f3057"] { stroke: #818cf8; }
html[data-skin="midnight"][data-theme="dark"] [fill="#00c49a"]   { fill: #c084fc; }
html[data-skin="midnight"][data-theme="dark"] [stroke="#00c49a"] { stroke: #c084fc; }

/* Dark-toggle active pill: indigo bg needs white text (Modern uses navy) */
html[data-skin="midnight"] .mb-dark-opt.active { background: var(--mb-accent); color: #ffffff; }

/* CTA pulse: mint glow → purple glow */
@keyframes mnGlow {
  0%, 100% {
    box-shadow: 0 0 0 0 rgba(124,58,237,0.55), 0 4px 14px -2px rgba(124,58,237,0.40);
    transform: scale(1);
  }
  50% {
    box-shadow: 0 0 0 8px rgba(124,58,237,0), 0 4px 20px 0 rgba(124,58,237,0.2);
    transform: scale(1.03);
  }
}
html[data-skin="midnight"] .mb-btn-cta {
  background: var(--mn-grad);
  animation: mnGlow 2.6s ease-in-out infinite;
}
@media (prefers-reduced-motion: reduce) {
  html[data-skin="midnight"] .mb-btn-cta { animation: none; }
}

/* ── SIDEBAR (desktop shell) ── */
html[data-skin="midnight"] #mn-sidebar {
  position: fixed; left: 0; top: 0; bottom: 0;
  width: 232px;
  background: var(--mn-side-bg);
  border-right: 1px solid var(--mn-side-line);
  z-index: 60;
  flex-direction: column;
  padding: 1.1rem 0.7rem calc(0.9rem + env(safe-area-inset-bottom)) max(0.7rem, env(safe-area-inset-left));
}
html[data-skin="midnight"] .mn-side-brand {
  display: flex; align-items: center; gap: 0.65rem;
  padding: 0.15rem 0.5rem 1rem;
}
html[data-skin="midnight"] .mn-side-logo {
  width: 30px; height: 30px; border-radius: 9px;
  display: flex; align-items: center; justify-content: center;
  color: #fff;
  font-family: 'Sora', sans-serif; font-weight: 700; font-size: 1rem;
  letter-spacing: -0.04em;
}
html[data-skin="midnight"] .mn-side-title {
  font-family: 'Sora', sans-serif; font-weight: 600; font-size: 1rem;
  letter-spacing: -0.01em; color: var(--mb-ink);
}
html[data-skin="midnight"] .mn-side-nav {
  flex: 1; overflow-y: auto;
  padding: 0.2rem 0.1rem;
}
html[data-skin="midnight"] .mn-side-footer {
  display: flex; align-items: center; gap: 0.65rem;
  border-top: 1px solid var(--mn-side-line);
  padding: 0.8rem 0.4rem 0.1rem;
  margin-top: 0.5rem;
}
html[data-skin="midnight"] .mn-side-avatar {
  width: 32px; height: 32px; border-radius: 50%;
  background: rgba(124,58,237,0.22);
  color: var(--mb-accent-deep);
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 0.8rem;
  flex-shrink: 0;
}
html[data-skin="midnight"] .mn-side-user-name {
  font-weight: 600; font-size: 0.83rem; color: var(--mb-ink);
  white-space: nowrap; overflow: hidden; text-overflow: ellipsis;
}
html[data-skin="midnight"] .mn-side-user-role {
  font-size: 0.7rem; color: rgba(var(--mb-ink-rgb),0.55);
  white-space: nowrap; overflow: hidden; text-overflow: ellipsis;
}
html[data-skin="midnight"] .mn-side-signout {
  background: none; border: none; cursor: pointer;
  color: rgba(var(--mb-ink-rgb),0.5);
  padding: 6px; border-radius: 8px; flex-shrink: 0;
  display: flex; align-items: center;
  transition: color 150ms ease, background-color 150ms ease;
}
html[data-skin="midnight"] .mn-side-signout:hover {
  color: var(--mb-ink); background: rgba(124,58,237,0.10);
}

/* ── TAB BAR (mobile shell) ── */
html[data-skin="midnight"] #mn-tabbar {
  position: fixed; left: 0; right: 0; bottom: 0;
  z-index: 55;
  background: var(--mn-side-bg);
  border-top: 1px solid var(--mn-side-line);
  padding: 0.4rem 0.5rem calc(0.45rem + env(safe-area-inset-bottom));
  justify-content: space-around; align-items: center;
}
html[data-skin="midnight"] #mn-tabbar button {
  background: none; border: none; cursor: pointer;
  display: flex; flex-direction: column; align-items: center; gap: 3px;
  font-family: 'Manrope', sans-serif; font-weight: 600; font-size: 0.6rem;
  color: rgba(var(--mb-ink-rgb),0.55);
  padding: 0.2rem 0.55rem;
  -webkit-tap-highlight-color: transparent;
}
html[data-skin="midnight"] #mn-tabbar button svg { width: 20px; height: 20px; }
html[data-skin="midnight"] #mn-tabbar button.active { color: var(--mb-accent-deep); }
html[data-skin="midnight"] #mn-tabbar .mn-tab-fab {
  width: 46px; height: 46px; border-radius: 50%;
  background: var(--mn-grad);
  color: #fff;
  box-shadow: var(--mn-glow);
  margin-top: -24px;
  align-items: center; justify-content: center;
  padding: 0;
}
html[data-skin="midnight"] #mn-tabbar .mn-tab-fab svg { width: 20px; height: 20px; }
html[data-skin="midnight"] #mn-tabbar .mn-tab-fab:active { transform: scale(0.94); }

/* ── Responsive shell switching ── */
@media (min-width: 900px) {
  html[data-skin="midnight"] #mn-sidebar { display: flex; }
  html[data-skin="midnight"] #mb-header,
  html[data-skin="midnight"] #mb-main   { margin-left: 232px; }
  /* Brand + hamburger live in the sidebar now; drawer not needed on desktop */
  html[data-skin="midnight"] .mb-brand  { display: none; }
}
@media (max-width: 899px) {
  html[data-skin="midnight"] #mn-tabbar { display: flex; }
  /* Keep page content clear of the fixed tab bar */
  html[data-skin="midnight"] #mb-main {
    padding-bottom: calc(80px + env(safe-area-inset-bottom));
  }
}

/* ═══════════════════════════════════════════════════════════════════
   PHASE 1.5 — DASHBOARD ENRICHMENT
   Hero trend chips · chart cards · upcoming-bills date chips.
   Base styles serve the Modern (navy) skin; the html[data-skin="midnight"]
   overrides at the bottom adapt them to Midnight.
   ═══════════════════════════════════════════════════════════════════ */

/* ── Hero trend chips ── */
.mb-hero-chip {
  display: inline-flex; align-items: center; gap: 0.3em;
  font-family: 'Inter', sans-serif;
  font-size: 0.72rem; font-weight: 600;
  padding: 0.15rem 0.55rem;
  border-radius: 999px;
  white-space: nowrap;
}
.mb-hero-chip.mb-chip-good    { color: var(--mb-accent-deep); background: rgba(0,196,154,0.13); }
.mb-hero-chip.mb-chip-bad     { color: var(--mb-bad);         background: rgba(214,69,69,0.12); }
.mb-hero-chip.mb-chip-warn    { color: var(--mb-warn);        background: rgba(232,131,58,0.13); }
.mb-hero-chip.mb-chip-neutral { color: rgba(var(--mb-ink-rgb),0.65); background: rgba(var(--mb-ink-rgb),0.08); }

/* ── Chart cards ── */
.mn-chart-row { margin-bottom: 1.5rem; }
.mn-chart-wrap {
  position: relative;
  height: 230px;
  padding-top: 0.25rem;
}
.mn-chart-wrap .mb-empty { padding-top: 4.5rem; }
.mn-legend {
  display: flex; align-items: center; gap: 0.9rem;
  font-family: 'Inter', sans-serif;
  font-size: 0.74rem; font-weight: 600;
  color: rgba(var(--mb-ink-rgb),0.6);
}
.mn-legend-item { display: inline-flex; align-items: center; gap: 0.35rem; }
.mn-legend-dot { width: 9px; height: 9px; border-radius: 50%; display: inline-block; }

/* ── Upcoming Bills date chips ── */
.mn-bill-date {
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  width: 44px; height: 44px; flex-shrink: 0;
  border-radius: 10px;
  background: rgba(var(--mb-ink-rgb),0.06);
  line-height: 1.05;
}
.mn-bill-month {
  font-family: 'Inter', sans-serif;
  font-size: 0.56rem; font-weight: 700; letter-spacing: 0.1em;
  color: rgba(var(--mb-ink-rgb),0.5);
}
.mn-bill-day {
  font-family: var(--mb-font-display);
  font-size: 1.02rem; font-weight: 700;
  color: var(--mb-ink);
}

/* ── Midnight adaptations ── */
/* Chips sit on the gradient hero → translucent white pills, tinted text */
html[data-skin="midnight"] .mb-hero-chip.mb-chip-good    { color: #6ee7b7; background: rgba(255,255,255,0.13); }
html[data-skin="midnight"] .mb-hero-chip.mb-chip-bad     { color: #fda4af; background: rgba(255,255,255,0.13); }
html[data-skin="midnight"] .mb-hero-chip.mb-chip-warn    { color: #fcd34d; background: rgba(255,255,255,0.13); }
html[data-skin="midnight"] .mb-hero-chip.mb-chip-neutral { color: rgba(255,255,255,0.85); background: rgba(255,255,255,0.13); }
html[data-skin="midnight"] .mn-legend { font-family: 'Manrope', sans-serif; }
html[data-skin="midnight"] .mn-bill-date { background: rgba(124,58,237,0.12); }
html[data-skin="midnight"] .mn-bill-month { color: var(--mb-accent-deep); font-family: 'Space Grotesk', sans-serif; }
html[data-skin="midnight"][data-theme="dark"] .mn-bill-date { background: rgba(124,58,237,0.2); }

/* ═══════════════════════════════════════════════════════════════════
   PHASE 2 — BUDGET & LEDGER UNDER MIDNIGHT
   Both screens are token-driven, so most styling already follows the
   skin. This block converts the remaining hardcoded MINT/TEAL tints
   (translucent overlays Modern bakes in) to Midnight's indigo family,
   and re-points status/amber colors. Every rule is scoped — zero
   effect on the Modern (navy) skin.
   ═══════════════════════════════════════════════════════════════════ */

/* ── Ledger: status badges ── */
html[data-skin="midnight"] .mb-status-cleared    { background: rgba(22,163,74,0.13);  color: var(--mn-good); }
html[data-skin="midnight"] .mb-status-pending    { background: rgba(217,119,6,0.13);  color: var(--mb-warn); }
html[data-skin="midnight"] .mb-status-reconciled { background: rgba(99,102,241,0.14); color: var(--mb-ocean); }
html[data-skin="midnight"][data-theme="dark"] .mb-status-cleared    { background: rgba(52,211,153,0.16); }
html[data-skin="midnight"][data-theme="dark"] .mb-status-pending    { background: rgba(251,191,36,0.14); }
html[data-skin="midnight"][data-theme="dark"] .mb-status-reconciled { background: rgba(129,140,248,0.18); }

/* ── Ledger: selected rows, row hover, focus rings ── */
html[data-skin="midnight"] .mb-ledger-table tbody tr.mb-selected td { background: rgba(99,102,241,0.08); }
html[data-skin="midnight"] .mb-row:hover { background: rgba(99,102,241,0.05); }
html[data-skin="midnight"] .mb-search-input:focus,
html[data-skin="midnight"] .mb-finput:focus {
  border-color: var(--mb-accent);
  box-shadow: 0 0 0 3px rgba(99,102,241,0.18);
}

/* ── Budget: income banner + add-category ── */
html[data-skin="midnight"] .mb-income-banner {
  background: rgba(99,102,241,0.06);
  border: 1px solid rgba(99,102,241,0.22);
}
html[data-skin="midnight"] .mb-income-actual { border-top: 1px solid rgba(99,102,241,0.20); }
html[data-skin="midnight"] .mb-add-dashed:hover { background: rgba(99,102,241,0.05); }

/* ── Budget: progress bars get the signature gradient ──
   (full/over states keep their token colors, which already remap) */
html[data-skin="midnight"] .mb-cat-bar-fill { background: var(--mn-grad); }
html[data-skin="midnight"] .mb-cat-bar-fill.mb-full { background: var(--mb-deep); }
html[data-skin="midnight"] .mb-cat-bar-fill.mb-over { background: var(--mb-bad); }

/* ── Shared tinted accents that also show on Dashboard/Bills/Calculators ── */
html[data-skin="midnight"] .mb-row-icon-box { background: rgba(124,58,237,0.10); }
html[data-skin="midnight"] .mb-account-icon { background: rgba(124,58,237,0.10); }
html[data-skin="midnight"] .mb-debt-item.mb-debt-next {
  background: rgba(99,102,241,0.06);
  box-shadow: 0 0 0 2px rgba(99,102,241,0.14);
}
html[data-skin="midnight"] .mb-compare-card.mb-winner {
  box-shadow: 0 0 0 2px rgba(99,102,241,0.22), var(--mb-shadow-1);
}
html[data-skin="midnight"] .mb-tip-box { color: var(--mb-warn); }
html[data-skin="midnight"] .mb-meta-pill.mb-due-pill { color: var(--mb-warn); }
html[data-skin="midnight"] .mb-meta-pill.mb-due-pill strong { color: var(--mb-warn); }

/* ═══════════════════════════════════════════════════════════════════
   PHASE 3 — Color Theme card is a Modern-skin feature; Midnight owns
   its own palette, so the picker hides while the skin is active.
   ═══════════════════════════════════════════════════════════════════ */
html[data-skin="midnight"] #mb-theme-card { display: none; }